Flagler County property record for 20 Casper Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,759 sqft · built 1972 |
| Lot Size | 0.24 acres (10,463 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,200 (Jul 2020) |
| Tax Bill | $930 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00070-0100 |
| Primary APN | 07-11-31-7008-00070-0100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,361 sqft |
| 1st Floor Area | 1,759 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,463 sqft (0.24 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 702 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 CASPER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST COUNTRY CLUB COVE SEC 8 BL 7 LT 10 OR 52 PG 49-DC OR 338 PG 365 OR 360 PG 703 OR 492 PG 1888-CD OR 506 PG 196-DC OR 511 PG 858 OR 577 PG 1319 OR 1371 PG 771-DC OR 1379 PG 1918 OR 1379 PG 1919 OR 2005/149 OR 2024/1985 OR 2461/662 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST COUNTRY CLUB COVE |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 60103 |
20 Casper Dr is owned and occupied by an individual who bought it in July 2020.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CASPER DR, PALM COAST, FL 32137-8176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Aug 29, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Jul 24, 2020 | Quit Claim Deed, Transfer AGENT'S CHOICE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on File |
| Deed Sale | Jul 24, 2020 · Amount on File |
| Prior Sale | Jul 24, 2020 · Amount on File |
| Deed Document Number | 202028359 |
| Deed Book / Page | 2461 / 662 |
| Prior Transfer Date | Jul 23, 2020 |
| Prior Transfer Doc | 0024610662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 CASPER DR, PALM COAST, FL 32137-8176 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20 CASPER DR, PALM COAST, FL 32137-8176 |
| Document Number | 0026290222 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 2629/222 |
| Instrument | 2021063420 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 275 Months |
| Due | Oct 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 CASPER DR, PALM COAST, FL 32137-8176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0023021499 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 2302/1499 |
| Instrument | 2018032811 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 20 CASPER DR, PALM COAST, FL 32137-8176 |
| Document Number | 0024610662 |
| Book / Page | 002461 / 000662 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 28359 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | AGENT'S CHOICE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 CASPER DR PALM COAST FL 321378176, PALM COAST, FL 32137-8176 |
The 2025 property tax bill for 20 Casper Dr was $930 with exemptions applied, down 39.1% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $930.00 (-39.06%) Homeowner's exemption Senior Citizen's exemption | $129,653 | $167,575 Land $47,500 Building $120,075 |
| 2024 | $1,526.00 (+3.46%) | ||
| 2023 | $1,475.00 (+1.94%) Homeowner's exemption | $122,329 (+3%) | $160,741 (+12.89%) Land $47,000 Building $113,741 |
| 2022 | $1,447.00 Homeowner's exemption | $118,766 | $142,385 Land $47,000 Building $95,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Casper Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 65 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 4 (2009–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Casper Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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