20 Carter St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 20 Carter St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,524 sqft · built 1914
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Mar 2026)
Tax Bill	$7,502 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:19 B:3 L:8`

Property Details

APN / Parcel Number

Primary APN	`M:19 B:3 L:8`
Alternative APN	`CNCD M:7914Z B:29`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
Gross Area	2,973 sqft
1st Floor Area	822 sqft
Attic	Attic
Attic Area	702 sqft
Basement Area	702 sqft
Unfinished Basement	351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	20 CARTER ST
City	CONCORD
State	NH
Zip	03301-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	29
Legal Lot Number	8
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	32900

Owner

20 Carter St is owned by two individuals who bought it in March 2026.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CHAPEL ST, CONCORD, NH 03301-4305
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Deed Book / Page	3922 / 245
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Mar 6, 2026
Property Address	20 CARTER ST, CONCORD, NH 03301-2754
Document Number	0000003368
Book / Page	3922 / 245
Instrument Date	Mar 6, 2026
Instrument	202600003368
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 CHAPEL ST, CONCORD, NH 03301-4305

Mortgage

Document Number	0000003370
Date	Mar 6, 2026
Instrument	202600003370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 20 Carter St was $7,502.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,502.00	$257,700 Land $120,000 Building $137,700
2023	$7,472.00 (+3.73%)	$278,200 (-) Land $120,000 Building $158,200	$413,535
2022	$7,203.00	$278,200 Land $120,000 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Carter St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1987–2011)
Most Recent Claim	Apr 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Carter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carter St

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