Albany County and Colonie Town property record for 20 Carpenter Dr, Niskayuna, NY 12309 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1948 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2022) |
| Tax Bill | $3,429 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.6-1-25 |
| Primary APN | 012689 17.6-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Slab |
| Porch Area | 151 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700600010250000000 |
|---|---|
| Street Address | 20 CARPENTER DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LF EST WELLS ROSE M N-38 E-36 S-113-40 |
| Legal Subdivision | CARPENTER DRIVE |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 17.6-1-25
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CARPENTER DR, SCHENECTADY, NY 12309-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Sep 17, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | May 25, 2006 · Amount on Record |
| Deed Document Number | 202229397 |
| Prior Transfer Date | Jun 24, 1998 |
| Prior Transfer Doc | 2606000078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 20 CARPENTER DR, NISKAYUNA, NY 12309-3304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|---|
| Address | 587 BROADWAY, MENANDS, NY 12204-2841 |
| Document Number | 0000009398 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | R2022-29398 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 29, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 20 CARPENTER DR, NISKAYUNA, NY 12309-3304 |
| Document Number | 0000021907 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 20 CARPENTER DR SCHENECTADY NY 123093304, SCHENECTADY, NY 12309-3304 |
| Document Number | 0000021907 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 21907 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | ALBANY, NY 12309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Sep 28, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,429.00 (+32.7%) | $69,500 (-) Land $13,900 Building $55,600 | $159,000 (+16.65%) Land $31,800 Building $127,200 |
| 2023 | $69,500 (-) Land $13,900 Building $55,600 | $136,300 (+9.33%) Land $27,260 Building $109,040 | |
| 2022 | $69,500 Land $13,900 Building $55,600 | $124,664 Land $24,933 Building $99,731 | |
| 2021 | $2,584.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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