Essex County and Ipswich Town property record for 20 Caroline Ave, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1957 |
| Lot Size | 0.379 acres (16,510 sqft) |
| Owner | Individual Name on File |
| Last Sale | $822,000 (Mar 2026) |
| Tax Bill | $7,601 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2025 Sale & Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:41B B:0086 L:0 |
| Primary APN | IPSW M:41B B:0086 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| Gross Area | 3,122 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,510 sqft (0.379 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3699 |
|---|---|
| Street Address | 20 CAROLINE AVE |
| City | IPSWICH |
| State | MA |
| Zip | 01938-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IR |
| Legal Block | 86 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 223200 |
20 Caroline Ave is owned and occupied by an individual who bought it in March 2026.
Source: Essex County and Ipswich Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CAROLINE AVE, IPSWICH, MA 01938-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 6, 2026 | Quit Claim Deed, Transfer INSTITUTION FOR SAVINGS NEWBURYPORT |
| Jul 17, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Oct 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on File |
| Deed Sale | Mar 6, 2026 · Amount on File |
| Prior Sale | Jul 17, 2025 · Amount on File |
| Deed Book / Page | 43258 / 471 |
| Prior Transfer Date | Mar 5, 2026 |
| Prior Transfer Doc | 043258-471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Mar 6, 2026 |
| Property Address | 20 CAROLINE AVE, IPSWICH, MA 01938-1713 |
| Document Number | 043258-471 |
| Book / Page | 43258 / 471 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 20260306001190 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CAROLINE AVE, IPSWICH, MA 01938-1713 |
| Document Number | 20260306001200 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 20260306001200 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jul 17, 2025 |
| Property Address | 20 CAROLINE AVE, IPSWICH, MA 01938-1713 |
| Document Number | 042834-527 |
| Book / Page | 42834 / 527 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 20250717001210 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ROGERS ST # 2C, 2C, GLOUCESTER, MA 01930-5009 |
| Document Number | 20250717001220 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 20250717001220 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Oct 9, 2018 |
| Property Address | 20 CAROLINE AVE, IPSWICH, MA 01938-1713 |
| Document Number | 37069-559 |
| Book / Page | 037069 / 000559 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 9003070 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 HOLTEN ST #B9 DANVERS MA 019231971, B9, DANVERS, MA 01923-1971 |
The 2026 property tax bill for 20 Caroline Ave was $7,601, up 25% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,601.00 (+24.98%) | $705,100 (+29.26%) Land $338,600 Building $366,500 | $789,405 (+60.88%) |
| 2025 | $6,082.00 (-0.11%) | $545,500 (+1.94%) Land $319,000 Building $226,500 | $490,675 |
| 2024 | $6,089.00 (+8.85%) | $535,100 (+16.99%) Land $319,000 Building $216,100 | |
| 2023 | $5,594.00 | $457,400 Land $248,100 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Caroline Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Caroline Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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