20 Carol Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 20 Carol Pl, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,076 sqft · built 1958
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Oct 2021)
Tax Bill	$15,763 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01807-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`14-01807-0000-00002`
Alternative APNs	`1400462M00002` `140180700002`

Interior

Building Area	2,076 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1400462M00002
Street Address	20 CAROL PL
City	WAYNE
State	NJ
Zip	07470-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VALLEY RDG
Legal Block	1807
Legal Lot Number	2
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2020
Census Tract	246101

Owner

20 Carol Pl is owned and occupied by two individuals who bought it in October 2021.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CAROL PL, WAYNE, NJ 07470-2926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Nov 9, 2016 · Amount on File
Deed Document Number	202163316
Deed Book / Page	4147 / 248
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000063316
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 7, 2021
Property Address	20 CAROL PL, WAYNE, NJ 07470-2926
Document Number	0000063316
Book / Page	D4147 / 248
Instrument Date	Sep 15, 2021
Instrument	2021063316
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,616.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1139 HAMBURG TPKE, 1139, WAYNE, NJ 07470-5055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CAROL PL, WAYNE, NJ 07470-2926

Mortgage

Document Number	0000063317
Date	Oct 7, 2021
Instrument	2021063317

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Carol Pl was $15,763, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,800 (-) Land $121,000 Building $141,800	$262,800 (-) Land $121,000 Building $141,800
2025	$15,763.00 (+0.88%)	$262,800 Land $121,000 Building $141,800	$262,800 Land $121,000 Building $141,800
2024	$15,626.00
2023		$262,800 Land $121,000 Building $141,800	$262,800 Land $121,000 Building $141,800
2022	$14,858.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Carol Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Carol Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20