La Plata County property record for 20 Carol Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 4,320 sqft · built 1992 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $791,250 (Jun 2020) |
| Tax Bill | $5,016 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-173-08-023 |
| Primary APN | 5665-173-08-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,320 sqft Living Area |
| Gross Area | 5,024 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Deck Area | Deck Area |
| Patio Area | 456 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R018207 |
|---|---|
| Street Address | 20 CAROL DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: STUARTS RESUB (DGO) BLOCK: 0 LOT: 2R STUARTS 2ND RESUB 20 CAROL DR DURANGO 81301 |
| Legal Subdivision | STUARTS RESUB (DGO) |
| Legal Block | 3 |
| Legal Lot Number | 2R |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970900 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CAROL DR, DURANGO, CO 81301-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jun 9, 2020 | Special Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on Record |
| Deed Sale | Jun 9, 2020 · Amount on Record |
| Prior Sale | Jul 2, 1996 · Amount on Record |
| Deed Document Number | 20201172307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 20 CAROL DR, DURANGO, CO 81301-4136 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0001189990 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 1189990 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 9, 2020 |
| Property Address | 20 CAROL DR, DURANGO, CO 81301-4136 |
| Document Number | 0001172307 |
| Map Reference | DOC 531227 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 1172307 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CAROL DR, 20, DURANGO, CO 81301-4136 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 CAROL DR, DURANGO, CO 81301-4136 |
| Document Number | 0001172308 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 1172308 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,310 (+3.77%) Land $21,750 Building $76,560 | $1,515,740 (-) Land $335,310 Building $1,180,430 | |
| 2025 | $5,016.00 (+47.83%) | $94,740 (+12.22%) Land $20,960 Building $73,780 | $1,515,740 (+20.29%) Land $335,310 Building $1,180,430 |
| 2023 | $3,393.00 (+38.32%) | $84,420 (+39.91%) Land $16,180 Building $68,240 | $1,260,060 (+45.15%) Land $241,520 Building $1,018,540 |
| 2022 | $2,453.00 | $60,340 Land $14,630 Building $45,710 | $868,120 Land $210,440 Building $657,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2000–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 55% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.
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