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20 Carmen Dr, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 20 Carmen Dr, Poughkeepsie, NY 12603

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,416 sqft · built 1954
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jul 2010)
Tax Bill$10,352 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Feb 2018 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN134689-6260-03-327112-0000

Property Details

APN / Parcel Number

Primary APN134689-6260-03-327112-0000
Alternative APNs
  • 468900626000033271120000
  • 134689 6.260-3-327.112
  • 14327112

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,416 sqft Living Area
Gross Area2,096 sqft
1st Floor Area984 sqft
Upper Floors Area432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1997
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number14327112
Street Address20 CARMEN DR
CityPOUGHKEEPSIE
StateNY
Zip12603-5409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description0.39 AC (C) 0830 0393
Legal SubdivisionRED OAKS MILL SEC G
Legal Block3
Legal Lot Number327
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group2
Census Block2007
Census Tract140700

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 CARMEN DR, POUGHKEEPSIE, NY 12603-5409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2018Grant Deed, Transfer · FHA Mortgage
BERKSHIRE BK
Feb 16, 2018Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Feb 16, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 29, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2010 · Amount on Record
Deed SaleJul 27, 2010 · Amount on Record
Deed Book / Page22010 / 3649
Last Transfer DateDec 29, 2017
Transfer Doc0000009768
Record UpdatedJun 8, 2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUTCHESS NY
Recording DateOct 3, 2018
Property Address20 CARMEN DR, POUGHKEEPSIE, NY 12603-5409
Document Number0000007195
Instrument DateOct 1, 2018
Instrument7195
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,156.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 SUNRISE HILL RD FISHKILL NY 125242410, FISHKILL, NY 12524-2410

Mortgage

Document Number6116
DateOct 3, 2018
Instrument6116
Lender
NameBERKSHIRE BK
TypeBank
AddressPITTSFIELD, MA 01201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2048

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUTCHESS NY
Property Address20 CARMEN DR, POUGHKEEPSIE, NY 12603-5409
Document Number0000002432
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CARMEN DR POUGHKEEPSIE NY 126035409, POUGHKEEPSIE, NY 12603-5409

Mortgage

Document Number0000002432
DateApr 10, 2018
Instrument2432
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2048
Interest
Rate TypeFixed Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address20 CARMEN DR, POUGHKEEPSIE, NY 12603-5409
Document Number0000001957
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedApr 9, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CARMEN DR POUGHKEEPSIE NY 126035409, POUGHKEEPSIE, NY 12603-5409

Mortgage

Document Number0000001957
DateMar 21, 2018
Instrument1957
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2048

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUTCHESS NY
Recording DateDec 29, 2017
Property Address20 CARMEN DR, POUGHKEEPSIE, NY 12603-5409
Document Number0000009768
Instrument DateDec 29, 2017
Instrument9768
Transaction TypeTransfer
Record UpdatedJan 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address20 CARMEN DR POUGHKEEPSIE NY 126035409, POUGHKEEPSIE, NY 12603-5409

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictWappingers Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,352.00 (+22.67%)$359,000 (-) Land $77,600 Building $281,400$403,400 (+12.37%)
2023$359,000 (+11.15%) Land $77,600 Building $281,400$359,000 (+11.15%) Land $77,600 Building $281,400
2022$323,000 Land $70,500 Building $252,500$323,000 Land $70,500 Building $252,500
2020$8,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims2 (2000–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Optimum
Cable		940 / 35

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