Essex County and Danvers Town property record for 20 Cardinal Rd, Danvers, MA 01923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,831 sqft · built 1900 |
| Lot Size | 0.338 acres (14,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $688,080 (May 2020) |
| Tax Bill | $6,428 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:053 L:194 P |
| Primary APN | DANV M:053 L:194 P |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| Gross Area | 3,657 sqft |
| Basement Area | 821 sqft |
| Unfinished Basement | 821 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,741 sqft (0.338 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 CARDINAL RD |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | CORTLAND PARK DANVERS |
| Legal Lot Number | 194 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 211100 |
Source: Essex County and Danvers Town records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CARDINAL RD, METHUEN, MA 01844-2386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Apr 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| May 20, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC |
| Jan 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BOKF NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Prior Sale | Nov 9, 2015 · Amount on Record |
| Deed Document Number | 202011255 |
| Deed Book / Page | 16304 / 293 |
| Transfer Doc | 034505-564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 CARDINAL RD, DANVERS, MA 01923-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039735-109 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 39735/109 |
| Instrument | 20210405006080 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 CARDINAL RD, DANVERS, MA 01923-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040040-527 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 40040/527 |
| Instrument | 20210630006650 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 CARDINAL RD, DANVERS, MA 01923-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040984-17 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 40984/17 |
| Instrument | 20220607000410 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 CARDINAL RD, DANVERS, MA 01923-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041101-53 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 41101/53 |
| Instrument | 20220801000290 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 CARDINAL RD, DANVERS, MA 01923-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041535-395 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 41535/395 |
| Instrument | 20230426000190 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 CARDINAL RD, DANVERS, MA 01923-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00042724-3 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 42724/3 |
| Instrument | 20250520000390 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 20 CARDINAL RD, DANVERS, MA 01923-3844 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37278-40 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 37278/40 |
| Instrument | 20190116002130 |
| Name | BOKF NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,428.00 (+0.72%) | $584,900 (+1.83%) Land $362,300 Building $222,600 | $834,575 |
| 2024 | $6,382.00 (+2.94%) | $574,400 (+8.85%) Land $362,300 Building $212,100 | |
| 2023 | $6,200.00 | $527,700 Land $329,200 Building $198,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Nearby Flood Policies | 40 units insured incl. 11 condo units |
| Nearby Flood Claims | 3 (2010–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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