20 Cardinal Dr, Wallingford, CT 06492 Property Records

Wallingford Town property record for 20 Cardinal Dr, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,700 sqft · built 1957
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Jan 2018)
Tax Bill	$6,118 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALL M:188 L:153`

Property Details

APN / Parcel Number

Primary APN	`WALL M:188 L:153`
Alternative APNs	`M:054 B:001 L:049` `M0405000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,235 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M0405000
Street Address	20 CARDINAL DR
City	WALLINGFORD
State	CT
Zip	06492-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	153
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	2
Census Block	2006
Census Tract	175300

Owner

Source: Wallingford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CARDINAL DR, WALLINGFORD, CT 06492-4828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Balloon Mortgage NEWTOWN SAVINGS BANK
Jan 24, 2018	Executor's Deed, Transfer NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018 · Amount on Record
Deed Sale	Jan 24, 2018 · Amount on Record
Deed Book / Page	1578 / 640
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	20 CARDINAL DR, WALLINGFORD, CT 06492-4828
Transaction Type	Mortgage
Record Updated	Jul 15, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01649-1188
Date	Feb 17, 2021
Book Page	1649/1188
Instrument	3236490011

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

January 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Jan 24, 2018
Property Address	20 CARDINAL DR, WALLINGFORD, CT 06492-4828
Document Number	1578-640
Book / Page	1578 / 640
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15780642
Date	Jan 24, 2018
Instrument	01578/0642

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,118.00 (+1.86%)	$249,000 (-) Land $90,200 Building $158,800	$409,328 (+134.84%)
2025	$6,006.00	$249,000 (+48.66%) Land $90,200 Building $158,800	$174,300 Land $63,140 Building $111,160
2024	$6,006.00 (+22.22%)
2023	$4,914.00	$167,500 Land $75,100 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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