20 Cardinal Dr, Hanover, PA 17331 Property Records

York County property record for 20 Cardinal Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 1988
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Jan 2019)
Tax Bill	$4,883 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-000-08-0102.00-00000`

Property Details

APN / Parcel Number

Primary APN	`44-000-08-0102.00-00000`
Alternative APNs	`4400000801020000000` `440708712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	170 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 CARDINAL DR
City	HANOVER
State	PA
Zip	17331-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	GRANDVIEW ACRES SECTION 1
Jurisdiction	YORK PA
Township / Civil Division	PENN
Census Block Group	3
Census Block	3018
Census Tract	21801

Owner

20 Cardinal Dr is owned and occupied by an individual who acquired it in December 2020.

Source: York County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CARDINAL DR, HANOVER, PA 17331-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 14, 2019	Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Prior Sale	Sep 4, 2003 · Amount on File
Deed Document Number	20191838
Deed Book / Page	2502 / 6382
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000065539
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK PA
Recording Date	Dec 21, 2020
Property Address	20 CARDINAL DR, HANOVER, PA 17331-9783
Document Number	0000065539
Book / Page	2618 / 2285
Instrument Date	Dec 14, 2020
Instrument	2020065539
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	MASON DIXON SETTLEMENTS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 CARDINAL DR, HANOVER, PA 17331-9783

Mortgage

Document Number	0000065540
Date	Dec 21, 2020
Instrument	2020065540

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Jan 14, 2019
Property Address	20 CARDINAL DR, HANOVER, PA 17331-9783
Document Number	0000001838
Book / Page	2502 / 6382
Map Reference	MB HH PG 559
Instrument Date	Jan 11, 2019
Instrument	2019001838
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CARDINAL DR, HANOVER, PA 17331-9783

Mortgage

Document Number	0000001839
Date	Jan 14, 2019
Instrument	2019001839

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 20 Cardinal Dr was $4,883.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Penn Township
Unified School District	South Western School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,883.00	$138,390 Land $40,420 Building $97,970
2024	$4,663.00	$138,390 Land $40,420 Building $97,970
2006			$138,390 Land $40,420 Building $97,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Brightspeed.

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