20 Capt Shankey Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 20 Capt Shankey Dr, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1954
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$267,500 (Jul 2019)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.06-2-40

Property Details

APN / Parcel Number

Primary APN392203 26.06-2-40
Alternative APNs
  • 220302600600020400000000
  • 0008270

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1954
Architectural StyleRanch
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions202 ft deep x 64 ft wide
Patio Area456 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0008270
Old Parcel Number220302600600020400000000
Street Address20 CAPT SHANKEY DR
CityGARNERVILLE
StateNY
Zip10923-1323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code302
Legal Description45.-1-9
Legal SubdivisionGARNERVILLE HEIGHTS CORP
Legal Block2
Legal Lot Number40.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group3
Census Block3002
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 CAPT SHANKEY DR, GARNERVILLE, NY 10923-1323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARC HOME LLC
Jul 18, 2019Grant Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2019 · Amount on Record
Deed SaleJul 18, 2019 · Amount on Record
Prior SaleAug 1, 2012 · Amount on Record
Deed Document Number0201920103
Deed Book / Page2019 / 20103
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address20 CAPT SHANKEY DR, GARNERVILLE, NY 10923-1323
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046212
DateNov 2, 2021
Instrument2021-00046212
Lender
NameARC HOME LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateJul 18, 2019
Property Address20 CAPT SHANKEY DR, GARNERVILLE, NY 10923-1323
Document Number0000020103
Instrument DateJul 15, 2019
Instrument20103
Transaction TypeTransfer
Record UpdatedAug 9, 2019
Title CompanyESQUIRE LAND SERVICES LIMITED, ESQUIRE LAND SVCS LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,070.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 W RAMAPO RD GARNERVILLE NY 109232023, GARNERVILLE, NY 10923-2023

Mortgage

Document Number20104
DateJul 18, 2019
Instrument20104
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2049

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$199,600 (-) Land $79,000 Building $120,600$342,602 (+5.2%) Land $135,599 Building $207,003
2023$199,600 Land $79,000 Building $120,600$325,665 Land $128,895 Building $196,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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