Albany County and Colonie Town property record for 20 Canton St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,540 sqft · built 2020 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313,000 (Dec 2020) |
| Tax Bill | $7,763 (2026) |
| Deeds & Mortgages | Dec 2020 Sale Dec 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.7-6-45 |
| Primary APN | 012689 16.7-6-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 756 sqft |
| 2nd Floor Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600700060450000000 |
|---|---|
| Street Address | 20 CANTON ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 105 & 106 N-18 E-17 S-97-45 |
| Legal Subdivision | PLAN OF BUILDING LOTS AT UPLAND |
| Legal Block | 6 |
| Legal Lot Number | 45.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CANTON ST, SCHENECTADY, NY 12304-4411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 10, 2020 | Warranty Deed, Transfer ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC |
| Dec 10, 2020 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Jan 2, 2019 | Quit Claim Deed, Transfer ALBANY COUNTY LAND BANK CORP |
| Jan 2, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Feb 27, 2018 | Tax Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | Jan 2, 2019 · Amount on Record |
| Deed Document Number | 202029676 |
| Prior Transfer Date | Dec 13, 2018 |
| Prior Transfer Doc | 0000000117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 10, 2020 |
| Property Address | 20 CANTON ST, SCHENECTADY, NY 12304-4411 |
| Document Number | 0000029675 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 29675 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 41 BREEMAN ST ALBANY NY 122054928, ALBANY, NY 12205-4928 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 10, 2020 |
| Property Address | 20 CANTON ST, SCHENECTADY, NY 12304-4411 |
| Document Number | 0000009676 |
| Map Reference | MAP 171 DR 9 |
| Instrument Date | Oct 15, 2020 |
| Instrument | R2020-29676 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | ELITE TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 BREEMAN ST, 41, ALBANY, NY 12205-4928 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 RED FOX DR APT C, C, ALBANY, NY 12205-3900 |
| Document Number | 0000009677 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | R2020-29677 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 14018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 2, 2019 |
| Property Address | 20 CANTON ST, SCHENECTADY, NY 12304-4411 |
| Document Number | 0000000117 |
| Instrument Date | Dec 13, 2018 |
| Instrument | R2019-00117 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 STATE ST, 69, ALBANY, NY 12207-2512 |
| Name | Verified Name |
|---|---|
| Address | 41 BREEMAN ST, ALBANY, NY 12205-4928 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000118 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | R2019-00118 |
| Name | ALBANY COUNTY LAND BANK CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | ALBANY, NY 12207 |
| Amount | Amount Recorded |
|---|---|
| Term | 15 Months |
| Due | Apr 18, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 2, 2019 |
| Property Address | 20 CANTON ST, SCHENECTADY, NY 12304-4411 |
| Document Number | 0020190117 |
| Book / Page | 002019 / 000117 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 BREEMAN ST ALBANY NY 122054928, ALBANY, NY 12205-4928 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 27, 2018 |
| Property Address | 20 CANTON ST, SCHENECTADY, NY 12304-4411 |
| Document Number | 0000004490 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 4490 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 69 STATE ST #8TH ALBANY NY 122072504, 8TH, ALBANY, NY 12207-2504 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,763.00 (-2.44%) | ||
| 2025 | $7,957.00 (+47.68%) | $169,000 (-) Land $42,300 Building $126,700 | $386,700 (+16.69%) Land $96,789 Building $289,911 |
| 2023 | $169,000 (-) Land $42,300 Building $126,700 | $331,400 (+9.32%) Land $82,948 Building $248,452 | |
| 2022 | $169,000 Land $42,300 Building $126,700 | $303,139 Land $75,874 Building $227,265 | |
| 2021 | $5,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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