Gallatin County property record for 20 Candlelight Dr, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,950 sqft · built 2006 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,600 (May 2025) |
| Tax Bill | $6,257 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFG52303 |
| Primary APN | 00RFG52303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,950 sqft Living Area |
| 1st Floor Area | 2,225 sqft |
| Upper Floors Area | 1,598 sqft |
| Attic | Attic |
| Attic Area | 128 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00RFG52303 |
|---|---|
| Street Address | 20 CANDLELIGHT DR |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-7213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WYLIE CREEK ESTATES PH 3, S29, T01 S, R05 E, LOT 156, ACRES 0.46, PLAT J-404 |
| Legal Range | 05E |
| Legal Township | 01S |
| Legal Section | 29 |
| Legal Subdivision | WYLIE CREEK ESTATES SUB PH 3 |
| Legal Lot Number | 156 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 502 |
20 Candlelight Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CANDLELIGHT DR, BOZEMAN, MT 59718-7213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT |
| Apr 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Prior Sale | Sep 27, 2013 · Amount on File |
| Deed Document Number | 20252849984 |
| Prior Transfer Date | Jun 20, 2005 |
| Prior Transfer Doc | 0002192241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 20 CANDLELIGHT DR, BOZEMAN, MT 59718-7213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002620723 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 2620723 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59715 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 20 CANDLELIGHT DR, BOZEMAN, MT 59718-7213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0002576256 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 2576256 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 20 CANDLELIGHT DR, BOZEMAN, MT 59718-7213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002660653 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2660653 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 20 Candlelight Dr was $6,257, down 5.8% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,257.00 (-5.77%) | $1,473,100 (-4.57%) | $1,473,100 (-4.57%) Land $340,178 Building $1,132,922 |
| 2025 | $6,640.00 | $1,543,600 | $1,543,600 Land $340,178 Building $1,203,422 |
| 2023 | $7,736.00 | $1,340,600 | $1,340,600 Land $231,011 Building $1,109,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Candlelight Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Candlelight Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: Verizon.
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