20 Campbell Rd, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 20 Campbell Rd, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,526 sqft · built 1996
Lot Size	0.945 acres (41,147 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Jun 2023)
Tax Bill	$15,744 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0019 B:0000 L:0088 G`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0019 B:0000 L:0088 G`
Alternative APN	`MDLT M:0019 B:0000 L:0088 G`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,526 sqft Living Area
Gross Area	6,508 sqft
Basement Area	785 sqft
Unfinished Basement	785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	41,147 sqft (0.945 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 CAMPBELL RD
City	MIDDLETON
State	MA
Zip	01949-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	88 G
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	3
Census Block	3021
Census Tract	212101

Owner

20 Campbell Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CAMPBELL RD, MIDDLETON, MA 01949-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Jun 1, 1998 · Amount on File
Deed Document Number	20231170
Deed Book / Page	41599 / 415
Prior Transfer Date	Jun 5, 2023
Prior Transfer Doc	041599-415
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jun 6, 2023
Property Address	20 CAMPBELL RD, MIDDLETON, MA 01949-1821
Document Number	041599-415
Book / Page	41599 / 415
Instrument Date	Jun 5, 2023
Instrument	20230606001170
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 CAMPBELL RD, MIDDLETON, MA 01949-1821

Mortgage

Document Number	230606001180
Date	Jun 6, 2023
Instrument	230606001180

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Campbell Rd was $15,744, up 6.2% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,744.00 (+6.17%)	$1,250,500 (+0.26%) Land $458,500 Building $787,300	$1,359,516 (-1.84%)
2025	$14,829.00 (-2.63%)	$1,247,200 (-3.45%) Land $450,500 Building $796,700	$1,385,005
2024	$15,229.00 (-1.24%)	$1,291,700 (+7.81%) Land $520,500 Building $771,200
2023	$15,420.00	$1,198,100 Land $622,500 Building $575,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Campbell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Campbell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20