20 Camp Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 20 Camp Rd, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 150 sqft · built 2022
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Trust Names on File
Last Sale	$3,295,000 (Jun 2023)
Tax Bill	$17,684 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ORLE M:012.0 B:0073 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ORLE M:012.0 B:0073 L:0000.0`
Alternative APN	`266`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	150 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	266
Street Address	20 CAMP RD
City	ORLEANS
State	MA
Zip	02653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	73
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	1
Census Block	1014
Census Tract	10500

Owner

20 Camp Rd is held in a trust since June 2023.

Source: Barnstable County and Orleans Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1 CAPTAIN THOMSON LN, HINGHAM, MA 02043-3459
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JAMES E BOWMAN
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ABINGTON BANK
Feb 2, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Aug 7, 2013 · Amount on File
Deed Document Number	20231482815
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	0001451314
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS MA
Recording Date	Jun 16, 2023
Property Address	20 CAMP RD, ORLEANS, MA 02653
Document Number	0001482815
Instrument Date	Jun 16, 2023
Instrument	1482815
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CAPTAIN THOMSON LN, HINGHAM, MA 02043-3459

Mortgage

Document Number	0001482816
Date	Jun 16, 2023
Instrument	1482816

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.18%
Type Change Date	Jul 1, 2033
Max Rate At Change	3%
Index	Other
Margin	3

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	20 CAMP RD, ORLEANS, MA 02653
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437007
Date	Aug 16, 2021
Instrument	1437007

Lender

Name	JAMES E BOWMAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Sep 1, 2022

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	20 CAMP RD, ORLEANS, MA 02653
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001462733
Date	Jul 6, 2022
Instrument	1462733

Lender

Name	ABINGTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	25 Months
Due	Aug 1, 2024

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS MA
Recording Date	Feb 2, 2022
Property Address	20 CAMP RD, ORLEANS, MA 02653
Document Number	0001451314
Instrument Date	Feb 2, 2022
Instrument	1451314
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BAKER HILL DR, HINGHAM, MA 02043-1510

Tax Assessment & Valuation

The 2025 property tax bill for 20 Camp Rd was $17,684, up 181.9% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,684.00 (+181.86%)	$2,833,900 (+189.53%) Land $528,700 Building $2,305,200	$2,268,980
2024	$6,274.00 (+145.56%)	$978,800 (+138.67%) Land $489,500 Building $489,300
2023	$2,555.00	$410,100 Land $400,000 Building $10,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Camp Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1978–2026)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 3 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Camp Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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