Westchester County and Mount Pleasant Town property record for 20 Cambridge St, Valhalla, NY 10595
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,630 sqft · built 1922 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $539,000 (Dec 2004) |
| Tax Bill | $16,459 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 117.15-1-47 |
| Primary APN | 553489 117.15-1-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| 2nd Floor Area | 628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13107000 |
|---|---|
| Street Address | 20 CAMBRIDGE ST |
| City | VALHALLA |
| State | NY |
| Zip | 10595-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | SECTION 1 MAP OF KENSICO |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11902 |
Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CAMBRIDGE ST, VALHALLA, NY 10595-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jan 6, 2020 | Loan Modification, Mortgage · Conventional with PMI GUARANTEED RATE |
| Nov 2, 2018 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2004 · Amount on Record |
| Deed Sale | Dec 13, 2004 · Amount on Record |
| Prior Sale | Sep 17, 2001 · Amount on Record |
| Deed Document Number | 200442650877 |
| Last Transfer Date | Mar 15, 2007 |
| Transfer Doc | 0471550329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 CAMBRIDGE ST, VALHALLA, NY 10595-1708 |
| Document Number | 0600173459 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | WORLD CLASS ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 CAMBRIDGE ST VALHALLA NY 105951708, VALHALLA, NY 10595-1708 |
| Document Number | 0600173459 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 060017/003459 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 CAMBRIDGE ST, VALHALLA, NY 10595-1708 |
| Document Number | 0600233142 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | WORLD CLASS ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 20 CAMBRIDGE ST VALHALLA NY 105951708, VALHALLA, NY 10595-1708 |
| Document Number | 0600233142 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 060023/003142 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 2, 2018 |
| Property Address | 20 CAMBRIDGE ST, VALHALLA, NY 10595-1708 |
| Document Number | 0582993101 |
| Book / Page | 058299 / 003101 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE INSURAN C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,348.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 COLUMBUS AVE #1B TUCKAHOE NY 107072552, 1B, TUCKAHOE, NY 10707-2552 |
| Document Number | 582993124 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 058299/003124 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Valhalla Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,459.00 | ||
| 2025 | $7,250 (-) Land $1,100 Building $6,150 | $717,822 (+5.94%) Land $108,911 Building $608,911 | |
| 2024 | $7,250 (-) Land $1,100 Building $6,150 | $677,570 (+5.61%) Land $102,804 Building $574,766 | |
| 2023 | $7,250 Land $1,100 Building $6,150 | $641,593 Land $97,345 Building $544,248 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1978–2023) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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