20 Cambridge, Mattoon, IL 61938 Property Records

Coles County property record for 20 Cambridge, Mattoon, IL 61938

Property Summary

Property Type	Vacant Land
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Oct 2020)
Tax Bill	$897 (2025)
Deeds & Mortgages	Oct 2020 Sale Aug 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-04625-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-04625-000`

Exterior

Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	236 ft deep x 150 ft wide

Location & Zoning

Street Address	20 CAMBRIDGE
City	MATTOON
State	IL
Zip	61938-8454
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	COUNTRY CLUB ESTATES PHASE 2 LOT 20 #677124*
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Phase	2
Legal Lot Number	20
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2042
Census Tract	1000

Owner

20 Cambridge, vacant land, is owned by an individual who bought it in October 2020.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	113 AMBROSE DR, MATTOON, IL 61938-2073
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed, Transfer
Aug 30, 2019	Warranty Deed, Transfer
Aug 6, 2019	Warranty Deed, Transfer
Feb 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
Jan 10, 2017	Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	2020790572
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0000780109
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Oct 9, 2020
Property Address	20 CAMBRIDGE, MATTOON, IL 61938-8454
Document Number	202000790572
Map Reference	MB 5 PG 154
Instrument Date	Oct 8, 2020
Instrument	202000790572
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 AMBROSE DR, MATTOON, IL 61938-2073

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Aug 30, 2019
Property Address	20 CAMBRIDGE, MATTOON, IL 61938-8454
Document Number	201900783625
Map Reference	PB 5 PG 154
Instrument Date	Aug 29, 2019
Instrument	201900783625
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1068, MATTOON, IL 61938-1068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1068, MATTOON, IL 61938-1068

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Aug 6, 2019
Property Address	20 CAMBRIDGE, MATTOON, IL 61938-8454
Document Number	201900783218
Map Reference	PB 5 PG 154
Instrument Date	Aug 5, 2019
Instrument	201900783218
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Tax	$22.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1068, MATTOON, IL 61938-1068

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLES IL
Recording Date	Feb 1, 2019
Property Address	20 CAMBRIDGE, MATTOON, IL 61938-8454
Document Number	201900780109
Map Reference	PB 5 PG 154
Instrument Date	Dec 18, 2018
Instrument	201900780109
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8575 OLD STATE RD, MATTOON, IL 61938-9093

Mortgage

Document Number	201900780111
Date	Feb 1, 2019
Instrument	201900780111

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Jan 10, 2017
Property Address	20 CAMBRIDGE, MATTOON, IL 61938-8454
Document Number	201700768131
Map Reference	PB5 PG154
Instrument Date	Dec 28, 2016
Instrument	201700768131
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8575 OLD STATE RD, MATTOON, IL 61938-9093

Mortgage

Document Number	201700768132
Date	Jan 10, 2017
Instrument	201700768132

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 9, 2020

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cambridge was $897.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$897.00	$11,183 Land $11,183	$33,549 Land $33,549
2023		$9,142 (+1.68%) Land $9,142	$27,426 (+1.68%) Land $27,426
2022		$8,991 Land $8,991	$26,973 Land $26,973
2020	$666.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Cambridge in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cambridge is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on Cambridge

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures