20 Cambridge Dr, Red Hook, NY 12571 Property Records

Dutchess County and Red Hook Town property record for 20 Cambridge Dr, Red Hook, NY 12571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1957
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$224,500 (Apr 2014)
Tax Bill	$7,442 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134801-6272-09-221550-0000`

Property Details

APN / Parcel Number

Primary APN	`134801-6272-09-221550-0000`
Alternative APNs	`480100627200092215500000` `134801 6.272-9-221.550` `15222553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	122 ft deep x 100 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	15222553
Street Address	20 CAMBRIDGE DR
City	RED HOOK
State	NY
Zip	12571-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	0.28 AC 1259 0246
Legal Block	9
Legal Lot Number	221
Jurisdiction	DUTCHESS NY
Township / Civil Division	RED HOOK
Census Block Group	1
Census Block	1011
Census Tract	150006

Owner

20 Cambridge Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Dutchess County and Red Hook Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	652 N ELTING CORNERS RD, HIGHLAND, NY 12528-2847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU
May 27, 2020	Loan Modification, Mortgage · Conventional Mortgage HUDSON VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2014 · Amount on File
Deed Sale	Apr 22, 2014 · Amount on File
Prior Sale	Dec 10, 2008 · Amount on File
Deed Book / Page	22014 / 2442
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	20 CAMBRIDGE DR, RED HOOK, NY 12571-1611
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4484
Date	Aug 5, 2021
Instrument	4484

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	20 CAMBRIDGE DR, RED HOOK, NY 12571-1611
Document Number	0000002270
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CAMBRIDGE DR RED HOOK NY 125711611, RED HOOK, NY 12571-1611

Mortgage

Document Number	0000002270
Date	Jun 3, 2020
Instrument	2270

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 2, 2040

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	20 CAMBRIDGE DR, RED HOOK, NY 12571-1611
Document Number	0000002271
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CAMBRIDGE DR RED HOOK NY 125711611, RED HOOK, NY 12571-1611

Mortgage

Document Number	0000002271
Date	Jun 3, 2020
Instrument	2271

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 2, 2040

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cambridge Dr was $7,442 with a veteran's exemption.

Source: Dutchess County and Red Hook Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Red Hook Town
Municipality	Red Hook Village
Unified School District	Red Hook Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,442.00	$359,900 Land $73,200 Building $286,700	$359,900 Land $73,200 Building $286,700
2023		$308,700 Land $62,700 Building $246,000	$308,700 Land $62,700 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cambridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cambridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED HOOK VILLAGE serves 2,730 people · EPA ID NY1302775
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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