20 Cambridge Ct, Colchester, CT 06415 Property Records

Colchester Town property record for 20 Cambridge Ct, Colchester, CT 06415

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,604 sqft · built 2008
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$402,500 (Apr 2013)
Tax Bill	$10,224 (2025)
Deeds & Mortgages	Nov 2021 Refinance Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`7A00041`

Property Details

APN / Parcel Number

Primary APN	`7A00041`
Alternative APNs	`COLC M:002 B:002 L:01A-009` `M:002 B:002 L:01A=009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
1st Floor Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7A00041
Street Address	20 CAMBRIDGE CT
City	COLCHESTER
State	CT
Zip	06415-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Block	2
Legal Lot Number	1A-9
Jurisdiction	COLCHESTER CT
Township / Civil Division	COLCHESTER
Census Block Group	1
Census Block	1010
Census Tract	714104

Owner

20 Cambridge Ct is owned and occupied by two individuals who bought it in April 2013.

Source: Colchester Town records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CAMBRIDGE CT, COLCHESTER, CT 06415-2066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEST TOWN SAVINGS BANK
Dec 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST TOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2013 · Amount on File
Deed Sale	Apr 29, 2013 · Amount on File
Prior Sale	Jul 11, 2008 · Amount on File
Deed Document Number	20137
Deed Book / Page	1195 / 312
Transfer Doc	293-505
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Property Address	20 CAMBRIDGE CT, COLCHESTER, CT 06415-2066
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1478-198
Date	Nov 17, 2021
Book Page	1478/198

Lender

Name	WEST TOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Property Address	20 CAMBRIDGE CT, COLCHESTER, CT 06415-2066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1391-71
Date	Dec 19, 2019
Book Page	1391/71

Lender

Name	WEST TOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cambridge Ct was $10,224.

Source: Colchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Colchester Town
Unified School District	Colchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,224.00	$341,700 Land $48,600 Building $293,100	$239,190 Land $34,020 Building $205,170
2024	$10,224.00 (+17.75%)
2023	$8,683.00 (+0.51%)	$319,000 (-) Land $48,600 Building $270,400
2022	$8,639.00	$319,000 Land $48,600 Building $270,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cambridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cambridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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