Ocean County and Berkeley Township property record for 20 Cambridge Ct, Berkeley, NJ 08757
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,187 sqft · built 1969 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Dec 2018) |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00009-03-00070 |
| Primary APN | 06-00009-03-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| 1st Floor Area | 1,187 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 0600009300070 |
|---|---|
| Street Address | 20 CAMBRIDGE CT |
| City | BERKELEY |
| State | NJ |
| Zip | 08757-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRRC |
| Legal Description | 60X100 |
| Legal Subdivision | SILVER RDG PARK SEC 04 FINAL M |
| Legal Block | 9.3 |
| Legal Lot Number | 70 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 731205 |
Source: Ocean County and Berkeley Township records · APN 06-00009-03-00070
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CAMBRIDGE CT, BERKELEY, NJ 08757-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Dec 12, 2018 | Deed, Transfer · FHA Mortgage FIRST HOME BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Feb 07, 2006 · Amount on Record |
| Deed Document Number | 2018121747 |
| Deed Book / Page | 17327 / 667 |
| Transfer Doc | 0143001185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 20 CAMBRIDGE CT, BERKELEY, NJ 08757-4526 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20 CAMBRIDGE CT, TOMS RIVER, NJ 08753-2206 |
| Document Number | 0180860017 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 18086/17 |
| Instrument | 2020112580 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 20 CAMBRIDGE CT, BERKELEY, NJ 08757-4526 |
| Document Number | 0177391741 |
| Instrument Date | Nov 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 CAMBRIDGE CT TOMS RIVER NJ 087574526, TOMS RIVER, NJ 08757-4526 |
| Document Number | 0177391741 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 017739/001741 |
| Instrument | 640 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 12, 2018 |
| Property Address | 20 CAMBRIDGE CT, BERKELEY, NJ 08757-4526 |
| Document Number | 0173270667 |
| Book / Page | 17327 / 0667 |
| Map Reference | MAP G-275 |
| Instrument Date | Dec 07, 2018 |
| Instrument | 2018121747 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 CAMBRIDGE CT, 42, BERKELEY, NJ 08757-4526 |
| Name | Verified Name |
|---|---|
| Address | 20 CAMBRIDGE COURT, TOMS RIVER, NJ 08753-2206 |
| Document Number | 2018121748 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018121748 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Ocean County and Berkeley Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Berkeley Township |
| Elementary School District | Berkeley Township School District (KG - 06) |
| Secondary School District | Central Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,300 (-) Land $30,000 Building $81,300 | $111,300 (-) Land $30,000 Building $81,300 | |
| 2025 | $2,883.00 (+7.45%) | $111,300 (-) Land $30,000 Building $81,300 | $111,300 (-) Land $30,000 Building $81,300 |
| 2024 | $2,683.00 (+5.88%) | ||
| 2023 | $111,300 Land $30,000 Building $81,300 | $111,300 Land $30,000 Building $81,300 | |
| 2022 | $2,534.00 |
Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 569 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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