20 Cambria Rd E, Palm Beach Gardens, FL 33418 Property Records

Palm Beach County property record for 20 Cambria Rd E, Palm Beach Gardens, FL 33418

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,612 sqft · built 1984
Lot Size	0.299 acres (13,064 sqft)
Owner	Company Name on Record
Last Sale	$835,000 (May 2023)
Tax Bill	$13,128 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`52-42-42-10-01-000-0010`

Property Details

APN / Parcel Number

Primary APN	`52-42-42-10-01-000-0010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,612 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	2,612 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	13,064 sqft (0.299 acres)
Lot Dimensions	80 ft deep x 163 ft wide
View / Lot	Water
Garage Area	756 sqft

Exterior Amenities

Pool Area	80 sqft
Porch	Open Porch
Porch Area	295 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	20 CAMBRIA RD E
City	PALM BEACH GARDENS
State	FL
Zip	33418-7027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	PGA RESORT COMMUNITY PL 1 LOT 1
Legal Range	42E
Legal Township	42S
Legal Section	10
Legal Subdivision	PGA RESORT COMMUNITY PL 1
Legal Lot Number	1
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	2
Census Block	2006
Census Tract	7830

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1070 DREW DR, YARDLEY, PA 19067-4058
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Dec 31, 2019	Loan Modification, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Nov 13, 2014 · Amount on Record
Deed Document Number	20230148875
Deed Book / Page	34280 / 899
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 4, 2023
Property Address	20 CAMBRIA RD E, PALM BEACH GARDENS, FL 33418-7027
Document Number	0342800899
Book / Page	34280 / 899
Map Reference	MB 36 PG 198
Instrument Date	Apr 18, 2023
Instrument	20230148875
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 ADMIRALS CT, PALM BEACH GARDENS, FL 33418-7186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 DREW DR, YARDLEY, PA 19067-4058

Mortgage

Document Number	0034280902
Date	May 4, 2023
Instrument	34280/902

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	20 CAMBRIA RD E, PALM BEACH GARDENS, FL 33418-7027
Document Number	0311820362
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CAMBRIA RD E PALM BEACH GARDENS FL 334187027, PALM BEACH GARDENS, FL 33418-7027

Mortgage

Document Number	0311820362
Date	Jan 27, 2020
Book Page	031182/000362
Instrument	32344

Lender

Name	IBERIABANK
Type	Bank
Address	JUPITER, FL 33458

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Palm Beach Gardens City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,128.00 (+29.07%)	$686,970 (+22.45%) Land $375,000 Building $311,970	$686,970 (+22.45%) Land $375,000 Building $311,970
2023	$10,171.00 (+23.37%)	$561,016 (+19.56%) Land $312,290 Building $248,726	$561,016 (+19.56%) Land $312,290 Building $248,726
2022	$8,244.00 Homeowner's exemption	$469,222 Land $258,060 Building $211,162	$469,222 Land $258,060 Building $211,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	11 (1982–2015)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2015
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEACOAST UTILITIES AUTHORITY public/private · serves 97,552 people · EPA ID FL4501124
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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