Middlesex County and Edison Township property record for 20 Caldwell Rd, Edison, NJ 08817
| Property Type | Single Family Home |
|---|---|
| Details | 1,128 sqft · built 1952 |
| Lot Size | 0.157 acres (6,821 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Dec 2017) |
| Tax Bill | $7,332 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01114-0000-00038 |
| Primary APN | 05-01114-0000-00038 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 6,821 sqft (0.157 acres) |
| Lot Dimensions | 110 ft deep x 62 ft wide |
| Account Number | 00025645 |
|---|---|
| Street Address | 20 CALDWELL RD |
| City | EDISON |
| State | NJ |
| Zip | 08817-4123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 62X110 |
| Legal Subdivision | NIXON PARK SEC 2 |
| Legal Block | 1114 |
| Legal Lot Number | 38 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1701 |
20 Caldwell Rd is owned and occupied by two individuals who acquired it in August 2020.
Source: Middlesex County and Edison Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CALDWELL RD, EDISON, NJ 08817-4123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC |
| Nov 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 28, 2017 | Deed, Transfer · FHA Mortgage ATLANTIC MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on File |
| Deed Sale | Dec 28, 2017 · Amount on File |
| Prior Sale | Nov 19, 2003 · Amount on File |
| Deed Document Number | 201715095 |
| Deed Book / Page | 17045 / 1435 |
| Last Transfer Date | Aug 6, 2020 |
| Transfer Doc | 0000118063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 CALDWELL RD, EDISON, NJ 08817-4123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 20 CALDWELL RD, EDISON, NJ 08817-4123 |
| Document Number | 0000005386 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 19934/144 |
| Instrument | 2026005386 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOSTON, MA 02116 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 23, 2020 |
| Property Address | 20 CALDWELL RD, EDISON, NJ 08817-4123 |
| Document Number | 2020118063 |
| Book / Page | 18141 / 233 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2020118063 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CALDWELL RD, EDISON, NJ 08817-4123 |
| Document Number | 2020118064 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020118064 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Dec 28, 2017 |
| Property Address | 20 CALDWELL RD, EDISON, NJ 08817-4123 |
| Document Number | 201700015095 |
| Book / Page | 17045 / 1435 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 201700015095 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | RMS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CALDWELL RD, 20, EDISON, NJ 08817-4123 |
| Name | Verified Name |
|---|---|
| Address | 20 CALDWELL RD, EDISON, NJ 08817-4123 |
| Document Number | 201700015096 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 201700015096 |
| Name | ATLANTIC MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 20 Caldwell Rd was $7,332.
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,200 (-) Land $75,600 Building $47,600 | $123,200 (-) Land $75,600 Building $47,600 | |
| 2025 | $7,332.00 (-0.03%) | $123,200 Land $75,600 Building $47,600 | $123,200 Land $75,600 Building $47,600 |
| 2024 | $7,334.00 | ||
| 2023 | $123,200 Land $75,600 Building $47,600 | $123,200 Land $75,600 Building $47,600 | |
| 2022 | $7,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Caldwell Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1978) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Oct 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Caldwell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDISON WATER CO serves 35,000 people · EPA ID NJ1205001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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