20 Cadman Rd, Mendon, MA 01756 Property Records

Worcester County and Mendon Town property record for 20 Cadman Rd, Mendon, MA 01756

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,336 sqft · built 1996
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Oct 2018)
Tax Bill	$9,538 (2026)
Deeds & Mortgages	May 2021 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MEND M:04 B:112 P:020`

Property Details

APN / Parcel Number

Primary APN	`MEND M:04 B:112 P:020`
Alternative APNs	`M:041120 B:000020 L:01` `63`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	4,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,059 sqft (2.32 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	63
Street Address	20 CADMAN RD
City	MENDON
State	MA
Zip	01756-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	FOREST PARK
Legal Block	112
Jurisdiction	MENDON MA
Township / Civil Division	MENDON
Census Block Group	1
Census Block	1007
Census Tract	746100

Owner

Source: Worcester County and Mendon Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CADMAN RD, MENDON, MA 01756-1064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Line of Credit CHARLES RIVER BANK
Mar 30, 2020	Deed of Trust, Mortgage · ARM ST MARYS CREDIT UNION
Jul 30, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Oct 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Apr 26, 1996 · Amount on Record
Deed Book / Page	59551 / 40
Transfer Doc	0059551-40
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDON MA
Property Address	20 CADMAN RD, MENDON, MA 01756-1064
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065234-326
Date	May 24, 2021
Book Page	65234/326
Instrument	71754

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDON MA
Property Address	20 CADMAN RD, MENDON, MA 01756-1064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62120-163
Date	Mar 30, 2020
Book Page	62120/163
Instrument	32151

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2027

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDON MA
Property Address	20 CADMAN RD, MENDON, MA 01756-1064
Document Number	60830-305
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CADMAN RD MENDON MA 017561064, MENDON, MA 01756-1064

Mortgage

Document Number	60830-305
Date	Aug 5, 2019
Book Page	060830/000305
Instrument	77344

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDON MA
Recording Date	Oct 16, 2018
Property Address	20 CADMAN RD, MENDON, MA 01756-1064
Document Number	59551-40
Book / Page	059551 / 000040
Instrument Date	Oct 1, 2018
Instrument	109516
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,439.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CADMAN RD MENDON MA 017561064, MENDON, MA 01756-1064

Mortgage

Document Number	59551-42
Date	Oct 16, 2018
Book Page	059551/000042
Instrument	109517

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Worcester County and Mendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Mendon Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,538.00 (+2.92%)	$719,300 (+3.93%) Land $204,300 Building $510,000	$826,880 (-)
2025	$9,267.00 (+1.85%)	$692,100 (+4.28%) Land $196,400 Building $495,700	$826,880 (+15.47%)
2024	$9,099.00 (+2.64%)	$663,700 (+9.31%) Land $188,900 Building $474,800	$716,110
2023	$8,865.00	$607,200 Land $168,500 Building $438,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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