20 Cactus Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 20 Cactus Ln, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,041 sqft · built 1930
Lot Size	3.52 acres (153,723 sqft)
Owner	Individual Name on File
Last Sale	$687,000 (Jun 2021)
Tax Bill	$8,790 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`032-370-026`

Property Details

APN / Parcel Number

Primary APN	`032-370-026`
Alternative APNs	`032-370-026-0` `0322200056`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1940
Lot Area	153,723 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20 CACTUS LN
City	OAKLEY
State	CA
Zip	94561-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR SW OR SEC 27 T2N R3E LESS MR
Legal Range	03E
Legal Township	02N
Legal Section	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3025
Census Tract	301000

Owner

20 Cactus Ln is owned and occupied by an individual who acquired it in January 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 CACTUS LN, OAKLEY, CA 94561-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Mar 26, 2015 · Amount on File
Deed Document Number	2021175961
Last Transfer Date	Jan 29, 2025
Transfer Doc	0000010697
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 17, 2021
Property Address	20 CACTUS LN, OAKLEY, CA 94561-4700
Document Number	0000175961
Instrument Date	Jun 10, 2021
Instrument	2021-175961
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 CACTUS LN, OAKLEY, CA 94561-4700

Mortgage

Document Number	0000175962
Date	Jun 17, 2021
Instrument	2021-175962

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cactus Ln was $8,790.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$758,500 (+2%) Land $640,366 Building $118,134
2025	$8,790.00	$743,628 Land $627,810 Building $115,818
2023	$8,486.00 (+1.2%)	$714,754 Land $603,432 Building $111,322
2022	$8,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Cactus Ln in Zone X, where a levee reduces flood risk, though there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1978–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cactus Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20