20 Cable Rd, Oak Grove, KY 42262 Property Records

Christian County property record for 20 Cable Rd, Oak Grove, KY 42262

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 1988
Lot Size	0.208 acres (9,080 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2025)
Tax Bill	$822 (2025)
Deeds & Mortgages	Jan 2023 Refinance Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145-02 00 008.00`

Property Details

APN / Parcel Number

Primary APN	`145-02 00 008.00`
Alternative APNs	`422120003` `133370003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,215 sqft Heated Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,080 sqft (0.208 acres)
Driveway	Gravel Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	133370003
Street Address	20 CABLE RD
City	OAK GROVE
State	KY
Zip	42262-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 CABLE RD L20 WM BELEW PROP
Legal Subdivision	CABLE RD
Legal Lot Number	20
Jurisdiction	CHRISTIAN KY
Township / Civil Division	OAK GROVE-PEMBROKE
Census Block Group	1
Census Block	1010
Census Tract	201304

Owner

Source: Christian County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1349 FORT CAMPBELL BLVD, CLARKSVILLE, TN 37042-4039
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ALTRA FEDERAL CREDIT UNION
Sep 29, 2022	Deed, Transfer
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	202510062271
Deed Book / Page	824 / 234
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN KY
Property Address	20 CABLE RD, OAK GROVE, KY 42262-8201
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017690584
Date	Jan 11, 2023
Book Page	1769/584
Instrument	10040380

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHRISTIAN KY
Recording Date	Sep 29, 2022
Property Address	20 CABLE RD, OAK GROVE, KY 42262-8201
Document Number	0007950658
Book / Page	795 / 658
Instrument Date	Sep 23, 2022
Instrument	10037408
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 JEFFERSON SQ, NASHVILLE, TN 37215-3701

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN KY
Property Address	20 CABLE RD, OAK GROVE, KY 42262-8201
Document Number	0016180388
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	FOREMAN WATSON LAND TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2712 SEVEN MILE FERRY RD CLARKSVILLE TN 370408300, CLARKSVILLE, TN 37040-8300

Mortgage

Document Number	0016180388
Date	Aug 27, 2020
Book Page	001618/000388
Instrument	10011516

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Christian County
Municipality	Oak Grove City
Unified School District	Christian County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00 (-6.27%)	$150,000 (+5%)	$150,000 (+5%)
2023	$877.00	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK GROVE UTILITIES OFFICE serves 8,762 people · EPA ID KY0240329
Water Source	Purchased surface water from LOGAN-TODD REGIONAL WATER COMMISSION
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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