Bergen County and Upper Saddle River Borough property record for 20 Buttonwood Pl, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,720 sqft · built 1971 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,459,000 (Jun 2024) |
| Tax Bill | $21,601 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00905-0000-00005 |
| Primary APN | 63-00905-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,720 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 101164 |
|---|---|
| Street Address | 20 BUTTONWOOD PL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | UPPER SADDLE RIVER |
| Legal Block | 905 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage E HOME LOANS CORPORATION |
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 3, 2021 | Deed, Transfer NORTH BERGEN TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on Record |
| Deed Sale | Jun 4, 2024 · Amount on Record |
| Prior Sale | Jun 3, 2021 · Amount on Record |
| Deed Document Number | 202433049 |
| Deed Book / Page | 5252 / 526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 21, 2026 |
| Property Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
| Document Number | 0000026281 |
| Book / Page | 5776 / 1963 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202626281 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
| Document Number | 0000026281, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 5776/1963 |
| Instrument | 202626281 |
| Name | E HOME LOANS CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
| Document Number | 0046771952 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 4677/1952 |
| Instrument | 2022049806 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042800741 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 4280/741 |
| Instrument | 2021115974 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.85% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.85% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 3, 2021 |
| Property Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
| Document Number | 0041860849 |
| Book / Page | 4186 / 849 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021088835 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | NORTH BERGEN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,677.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 579 N BROOKSVALE RD, CHESHIRE, CT 06410-3343 |
| Name | Verified Name |
|---|---|
| Address | 20 BUTTONWOOD PL, UPPER SADDLE RIVER, NJ 07458-1713 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $834,000 (-) Land $384,400 Building $449,600 | $834,000 (-) Land $384,400 Building $449,600 | |
| 2025 | $21,601.00 (+11.01%) | $834,000 (+9.12%) Land $384,400 Building $449,600 | $834,000 (+9.12%) Land $384,400 Building $449,600 |
| 2024 | $19,459.00 (+3.77%) | ||
| 2023 | $764,300 Land $384,400 Building $379,900 | $764,300 Land $384,400 Building $379,900 | |
| 2022 | $18,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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