20 Burnside St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 20 Burnside St, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,215 sqft · built 1912
Lot Size	0.232 acres (10,102 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Feb 2025)
Tax Bill	$21,033 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-01703-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`13-01703-0000-00042`
Alternative APN	`130170300042`

Interior

Stories	2 Stories
Building Area	2,215 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	10,102 sqft (0.232 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130170300042
Street Address	20 BURNSIDE ST
City	MONTCLAIR
State	NJ
Zip	07043-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10100SF
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	1703
Legal Lot Number	42
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1009
Census Tract	16400

Owner

Source: Essex County and Montclair Township records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 BURNSIDE ST, MONTCLAIR, NJ 07043-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on File
Deed Sale	Feb 5, 2025 · Amount on File
Prior Sale	Jun 15, 2001 · Amount on File
Deed Document Number	20257321
Prior Transfer Date	Sep 21, 1992
Prior Transfer Doc	5230000825
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 BURNSIDE ST, MONTCLAIR, NJ 07043-1325
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021015531
Date	Feb 8, 2021
Instrument	2021015531

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Jul 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 BURNSIDE ST, MONTCLAIR, NJ 07043-1325
Document Number	0000035491
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 BURNSIDE ST MONTCLAIR NJ 070431325, MONTCLAIR, NJ 07043-1325

Mortgage

Document Number	0000035491
Date	Apr 7, 2020
Instrument	35491

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,200 (-) Land $360,500 Building $237,700	$598,200 (-) Land $360,500 Building $237,700
2025	$21,033.00 (+4.55%)	$598,200 (+1.18%) Land $360,500 Building $237,700	$598,200 (+1.18%) Land $360,500 Building $237,700
2024	$20,118.00 (+3.5%)
2023		$591,200 Land $360,500 Building $230,700	$591,200 Land $360,500 Building $230,700
2022	$19,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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