20 Buckingham Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 20 Buckingham Dr, Moraga, CA 94556 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,654 sqft · built 1972
Lot Size0.238 acres (10,375 sqft)
OwnerIndividual Name on File
Last Sale$1,375,000 (Oct 2023)
Tax Bill$17,278 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN256-203-014-4

Property Details

APN / Parcel Number

Primary APN256-203-014-4
Alternative APN
  • 256-203-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,654 sqft Living Area
Gross Area2,114 sqft
1st Floor Area1,654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,375 sqft (0.238 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 BUCKINGHAM DR
CityMORAGA
StateCA
Zip94556-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3562 LOT 44 EX MR
Legal SubdivisionSUBDIVISION 3562
Legal Tract3562
Legal Lot Number44
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3005
Census Tract351200

Owner

Source: Contra Costa County records · APN 256-203-014-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Oct 23, 2023Grant Deed, Transfer · Conventional Mortgage
ACG FUNDING INC
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jun 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jul 23, 2018Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleJul 23, 2018 · Amount on Record
Deed Document Number2023104139
Prior Transfer DateJan 27, 2012
Prior Transfer Doc0000023362
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407

Mortgage

Document Number0000022397
DateMar 06, 2026
Instrument2026- 022397
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Address18303 GRIDLEY RD, CERRITOS, CA 90703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2031
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change7.25%
IndexOther
Margin3
Max Rate10.2%

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 23, 2023
Property Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407
Document Number0000104139
Map ReferenceMB 113 PG 1
Instrument DateAug 05, 2023
Instrument2023-104139
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407

Mortgage

Document Number0000104140
DateOct 23, 2023
Instrument2023-104140
Lender
NameACG FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407
Document Number0000060250
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 BUCKINGHAM DR MORAGA CA 945562407, MORAGA, CA 94556-2407

Mortgage

Document Number0000060250
DateMar 30, 2020
Instrument60250
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407
Document Number0000094481
Instrument DateJun 14, 2019
Transaction TypeMortgage
Record UpdatedJul 01, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 BUCKINGHAM DR MORAGA CA 945562407, MORAGA, CA 94556-2407

Mortgage

Document Number0000094481
DateJun 21, 2019
Instrument94481
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 23, 2018
Property Address20 BUCKINGHAM DR, MORAGA, CA 94556-2407
Document Number0000116719
Instrument DateJul 19, 2018
Instrument116719
Transaction TypeTransfer
Record UpdatedJul 27, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,191.30
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 BUCKINGHAM DR MORAGA CA 945562407, MORAGA, CA 94556-2407

Mortgage

Document Number116720
DateJul 23, 2018
Instrument116720
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2048

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,430,550 (+2%) Land $1,040,400 Building $390,150
2025$17,278.00 (+20.24%) Homeowner's exemption$1,402,500 (+20.78%) Land $1,020,000 Building $382,500
2023$14,370.00 (+1.59%)$1,161,191 Land $893,143 Building $268,048
2022$14,145.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133512003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
9 of 12 on primary residences
Nearby Flood Claims5 (1980–1995)
Claims Outside the SFHA1 of 5
Most Recent ClaimJan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire LikelihoodAbout 1 in 161 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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