20 Bruce St, Springville, AL 35146 Property Records

St. Clair County property record for 20 Bruce St, Springville, AL 35146

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,626 sqft · built 1958
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$156,500 (Nov 2018)
Tax Bill	$936 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-32-0-002-011.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-32-0-002-011.000`
Alternative APNs	`70206` `9768`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,626 sqft Heated Area
1st Floor Area	1,626 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 BRUCE ST
City	SPRINGVILLE
State	AL
Zip	35146-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 42,43 FREEMAN, FOREMAN & GREEN S/D 32-14-2 DB 119/916
Legal Range	02E
Legal Township	14S
Legal Section	32
Legal Subdivision	FREEMAN, FOREMAN & GREEN S/D
Legal Lot Number	42-43
Jurisdiction	ST CLAIR AL
Township / Civil Division	SPRINGVILLE
Census Block Group	3
Census Block	3034
Census Tract	40503

Owner

20 Bruce St is owned and occupied by an individual who bought it in November 2018.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	20 BRUCE ST, SPRINGVILLE, AL 35146-3852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 24, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Jan 24, 2017 · Amount on File
Deed Book / Page	2018 / 13845
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	20 BRUCE ST, SPRINGVILLE, AL 35146-3852
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043383
Date	Oct 9, 2025
Book Page	MTG2025/43383

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	20 BRUCE ST, SPRINGVILLE, AL 35146-3852
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084182
Date	Dec 21, 2021
Book Page	MTG 2021/84182

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	20 BRUCE ST, SPRINGVILLE, AL 35146-3852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061388
Date	Nov 19, 2020
Book Page	MTG 2020/61388

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 19, 2018
Property Address	20 BRUCE ST, SPRINGVILLE, AL 35146-3852
Document Number	0000013845
Book / Page	DEED 2018 / 13845
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5150 BAXTER RD, 5150, SPRINGVILLE, AL 35146-6118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BRUCE ST, SPRINGVILLE, AL 35146-3852

Mortgage

Document Number	MTG201839505
Date	Nov 19, 2018
Instrument	MTG 2018/39505

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 24, 2017
Property Address	20 BRUCE ST, SPRINGVILLE, AL 35146-3852
Document Number	0000000764
Instrument Date	Jan 24, 2017
Instrument	764
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$101.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 BRUCE ST SPRINGVILLE AL 351463852, SPRINGVILLE, AL 35146-3852

Tax Assessment & Valuation

The 2025 property tax bill for 20 Bruce St was $936 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Springville City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00	$19,300	$192,810
2023		$38,562 Land $5,300 Building $33,262	$192,810 Land $26,500 Building $166,310
2022	$599.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Bruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Bruce St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGVILLE serves 6,468 people · EPA ID AL0001211
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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