20 Brook Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 20 Brook Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,785 sqft · built 2013
Lot Size	0.158 acres (6,926 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (Aug 2021)
Tax Bill	$3,466 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-2S-20-33141-00D-0040`

Property Details

APN / Parcel Number

Primary APN	`19-2S-20-33141-00D-0040`
Alternative APN	`1032984`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,908 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,926 sqft (0.158 acres)
Lot Dimensions	12.6 ft deep x 5.5 ft wide
Garage Type	Finished
Garage Area	440 sqft
Porch	Porch
Porch Area	254 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1032984
Street Address	20 BROOK DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK D EAGLE BAY PH I PB 16-100 OR 2930-504 OR 3087-390 OR 3210-3356
Legal Range	20W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAGLE BAY PH I
Legal Phase	1
Legal Block	D
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	4
Census Block	4005
Census Tract	950604

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 BROOK DR, SANTA ROSA BEACH, FL 32459-8341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICA'S MONEY SOURCE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	20210039547
Deed Book / Page	3210 / 3356
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 6, 2021
Property Address	20 BROOK DR, SANTA ROSA BEACH, FL 32459-8341
Document Number	0032103356
Book / Page	3210 / 3356
Map Reference	MB 16 PG 100&100A-B
Instrument Date	Aug 4, 2021
Instrument	20210039547
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BROOK DR, 20, SANTA ROSA BEACH, FL 32459-8341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 STONEGATE CIR, SANTA ROSA BEACH, FL 32459-6262

Mortgage

Document Number	32103357
Date	Aug 6, 2021
Instrument	3210/3357

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	20 BROOK DR, SANTA ROSA BEACH, FL 32459-8341
Document Number	0030870415
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 BROOK DR SANTA ROSA BEACH FL 324598341, SANTA ROSA BEACH, FL 32459-8341

Mortgage

Document Number	0030870415
Date	Oct 4, 2018
Book Page	003087/000415
Instrument	33793

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 4, 2018
Property Address	20 BROOK DR, SANTA ROSA BEACH, FL 32459-8341
Document Number	0030870390
Book / Page	003087 / 000390
Instrument Date	Oct 1, 2018
Instrument	33790
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	PGA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,974.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 BROOK DR SANTA ROSA BEACH FL 324598341, SANTA ROSA BEACH, FL 32459-8341

Mortgage

Document Number	30870391
Date	Oct 4, 2018
Book Page	003087/000391
Instrument	33791

Lender

Name	AMERICA'S MONEY SOURCE INC
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,680 (-14.06%) Land $55,000 Building $332,680	$387,680 (-14.06%) Land $55,000 Building $332,680
2024	$3,466.00 (+3.87%)
2023	$3,337.00 (+1.27%) Homeowner's exemption	$451,123 (+14.56%) Land $55,000 Building $396,123	$451,123 (+14.56%) Land $55,000 Building $396,123
2022	$3,295.00 Homeowner's exemption	$393,802 Land $42,902 Building $350,900	$393,802 Land $42,902 Building $350,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	4 (2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: Wildstar Networks.

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