20 Broadway, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 20 Broadway, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,240 sqft · built 1900
Lot Size	0.039 acres (1,703 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,037 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010300 10.58-1-38.10`

Property Details

APN / Parcel Number

Primary APN	`010300 10.58-1-38.10`
Alternative APNs	`030001005800010380100000` `01005800010380100000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,240 sqft Total Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,120 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	1,703 sqft (0.039 acres)
Lot Dimensions	28 ft deep x 60.8 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01005800010380100000
Street Address	20 BROADWAY
City	COHOES
State	NY
Zip	12047-2403
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	38.010
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	3
Census Block	3005
Census Tract	13000

Owner

20 Broadway, a duplex, is owned and occupied by two individuals who acquired it in August 2005.

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BROADWAY, COHOES, NY 12047-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 19, 2005
Transfer Doc	0028130000000073
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 BROADWAY, COHOES, NY 12047-2403
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000715
Date	Jan 27, 2026
Instrument	R2026-1715

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 BROADWAY, COHOES, NY 12047-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021047
Date	Oct 7, 2019
Instrument	R2019-21047

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

The 2026 property tax bill for 20 Broadway was $3,037, up 43.1% from the year before.

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,037.00 (+43.12%)
2025	$2,122.00	$55,000 Land $5,700 Building $49,300	$162,963 Land $16,889 Building $146,074
2023		$55,000 (-) Land $5,700 Building $49,300	$137,500 (+5.47%) Land $14,250 Building $123,250
2022		$55,000 Land $5,700 Building $49,300	$130,363 Land $13,510 Building $116,853
2021	$2,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Broadway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Broadway is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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