Essex County and Bloomfield Township property record for 20 Broad Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,048 sqft · built 1929 |
| Lot Size | 0.07 acres (3,058 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,500 (Jun 2019) |
| Tax Bill | $10,645 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00511-0000-00036 |
| Primary APN | 02-00511-0000-00036 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Lot Area | 3,058 sqft (0.07 acres) |
| Lot Dimensions | 102 ft deep x 30 ft wide |
| Old Parcel Number | 020051100036 |
|---|---|
| Street Address | 20 BROAD TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 30 X 102 |
| Legal Block | 511 |
| Legal Lot Number | 36 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15400 |
20 Broad Ter is owned and occupied by two individuals who acquired it in January 2023.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BROAD TER, BLOOMFIELD, NJ 07003-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2023 | Correction Deed COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jun 3, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Prior Sale | Mar 17, 2006 · Amount on File |
| Deed Document Number | 201950298 |
| Last Transfer Date | Jan 31, 2023 |
| Transfer Doc | 0000025904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 28, 2023 |
| Property Address | 20 BROAD TER, BLOOMFIELD, NJ 07003-2726 |
| Document Number | 0000025904 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023025904 |
| Record Updated | Jun 1, 2023 |
| Title Company | COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 20 BROAD TER, BLOOMFIELD, NJ 07003-2726 |
| Name | Verified Name |
|---|---|
| Address | 20 BROAD TER, BLOOMFIELD, NJ 07003-2726 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 20 BROAD TER, BLOOMFIELD, NJ 07003-2726 |
| Document Number | 0000026148 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 20 BROAD TRL BLOOMFIELD NJ 07003, BLOOMFIELD, NJ 07003 |
| Document Number | 0000026148 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 26148 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 5, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 3, 2019 |
| Property Address | 20 BROAD TER, BLOOMFIELD, NJ 07003-2726 |
| Document Number | 0000050298 |
| Instrument Date | May 28, 2019 |
| Instrument | 50298 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 BROAD TER BLOOMFIELD NJ 07003, BLOOMFIELD, NJ 07003 |
| Document Number | 50300 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 50300 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
The 2025 property tax bill for 20 Broad Ter was $10,645, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,100 (-) Land $141,100 Building $164,000 | $305,100 (-) Land $141,100 Building $164,000 | |
| 2025 | $10,645.00 (+2.87%) | $305,100 Land $141,100 Building $164,000 | $305,100 Land $141,100 Building $164,000 |
| 2024 | $10,348.00 | ||
| 2023 | $305,100 Land $141,100 Building $164,000 | $305,100 Land $141,100 Building $164,000 | |
| 2022 | $9,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Broad Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Broad Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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