Norfolk County and Franklin Town City property record for 20 Bridle Path, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,110 sqft · built 1992 |
| Lot Size | 0.386 acres (16,827 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jun 2019) |
| Tax Bill | $8,085 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-001-21 |
| Primary APN | 110-001-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 3,964 sqft |
| Basement Area | 1,148 sqft |
| Unfinished Basement | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,827 sqft (0.386 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 110-001-21 |
|---|---|
| Street Address | 20 BRIDLE PATH |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 21 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 442103 |
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 BRIDLE PATH, FRANKLIN, MA 02038-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Nov 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jun 27, 2019 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Jul 6, 2016 · Amount on Record |
| Deed Book / Page | 36917 / 385 |
| Prior Transfer Date | Jun 21, 2019 |
| Prior Transfer Doc | 36917-385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 20 BRIDLE PATH, FRANKLIN, MA 02038-4103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042870-526 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 42870/526 |
| Instrument | 951 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 20 BRIDLE PATH, FRANKLIN, MA 02038-4103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38614-589 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 38614/589 |
| Instrument | 127512 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Jun 27, 2019 |
| Property Address | 20 BRIDLE PATH, FRANKLIN, MA 02038-4103 |
| Document Number | 36917-385 |
| Book / Page | 036917 / 000385 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 52636 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 BRIDLE PATH FRANKLIN MA 020384103, FRANKLIN, MA 02038-4103 |
| Document Number | 36917-387 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 036917/000387 |
| Instrument | 52637 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,085.00 (-1.44%) | $695,800 (-) Land $359,900 Building $335,900 | $837,615 (-2.93%) |
| 2024 | $8,203.00 (+1.98%) | $695,800 (+8.82%) Land $359,900 Building $335,900 | $862,885 |
| 2023 | $8,044.00 | $639,400 Land $334,000 Building $305,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1979–2023) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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