20 Briarcliff, Saint Louis, MO 63124 Property Records

St. Louis County property record for 20 Briarcliff, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,497 sqft · built 1937
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$1,510,000 (Jan 2025)
Tax Bill	$18,630 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18L-14-0089`

Property Details

APN / Parcel Number

Primary APN	`18L-14-0089`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,497 sqft Living Area
Gross Area	5,833 sqft
1st Floor Area	1,172 sqft
Basement Area	544 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	48,787 sqft
Lot Dimensions	275 ft deep x 152 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	287 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 BRIARCLIFF
City	SAINT LOUIS
State	MO
Zip	63124-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	BRIARCLIFF RESUB LOTS 19 TO 21 LOT 20
Legal Subdivision	BRIARCLIFF RESUB LOTS 19 TO 21
Legal Lot Number	20
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2013
Census Tract	215400

Owner

20 Briarcliff is owned and occupied by two individuals who bought it in January 2025.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BK
Jan 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 20, 2019	Warranty Deed, Transfer PARAMOUNT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	202519139
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0238801401
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748

Mortgage

Document Number	2025101700544
Date	Oct 17, 2025
Instrument	2025101700544

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748

Mortgage

Document Number	0251800961
Date	Oct 21, 2021
Book Page	25180/961
Instrument	2021102100157

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240230908
Date	May 28, 2020
Book Page	24023/908
Instrument	2020052800697

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748
Document Number	0242370068
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 BRIARCLIFF ST LOUIS MO 631241748, ST LOUIS, MO 63124-1748

Mortgage

Document Number	0242370068
Date	Oct 29, 2020
Book Page	024237/000068
Instrument	591

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 13, 2020
Property Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748
Document Number	0238801401
Book / Page	023880 / 001401
Instrument Date	Dec 12, 2019
Instrument	241
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20 BRIARCLIFF ST LOUIS MO 631241748, ST LOUIS, MO 63124-1748

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 20, 2019
Property Address	20 BRIARCLIFF, SAINT LOUIS, MO 63124-1748
Document Number	0236624249
Book / Page	023662 / 004249
Instrument Date	Aug 9, 2019
Instrument	710
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 BRIARCLIFF ST LOUIS MO 631241748, ST LOUIS, MO 63124-1748

Mortgage

Document Number	236624252
Date	Aug 20, 2019
Book Page	023662/004252
Instrument	711

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Briarcliff was $18,630, up 14.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,900 (-9.5%) Land $165,380 Building $121,520	$1,510,000 (-9.49%) Land $870,400 Building $639,600
2025	$18,630.00 (+14.72%)	$317,000 Land $165,380 Building $151,620	$1,668,400 Land $870,400 Building $798,000
2024	$16,239.00 (+0.19%)
2023	$16,208.00	$240,620 Land $108,550 Building $132,070	$1,266,400 Land $571,300 Building $695,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Briarcliff in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Briarcliff is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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