Westerly Town property record for 20 Breach Dr, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1967 |
| Lot Size | 0.25 acres (10,871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,500 (Jun 1999) |
| Tax Bill | $5,189 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:156 B:30 |
| Primary APN | WEST M:156 B:30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 912 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,871 sqft (0.25 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 2144600 |
|---|---|
| Street Address | 20 BREACH DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4404 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 30 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:156 B:30
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 GREAT SWAMP RD, GLASTONBURY, CT 06033-1426 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 1999 · Amount on Record |
| Deed Sale | Jun 30, 1999 · Amount on Record |
| Deed Book / Page | 777 / 242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 20 BREACH DR, WESTERLY, RI 02891-4404 |
| Document Number | 2018-1159 |
| Book / Page | 002018 / 001159 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20 BREACH DR WESTERLY RI 028914404, WESTERLY, RI 02891-4404 |
| Document Number | 2018-1159 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 002018/001159 |
| Instrument | 291 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,189.00 (+0.5%) | $729,800 (+35.98%) Land $589,400 Building $140,400 |
| 2023 | $5,163.00 (+0.62%) | $536,700 (-) Land $420,800 Building $115,900 |
| 2022 | $5,131.00 | $536,700 Land $420,800 Building $115,900 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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