20 Brandywine Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 20 Brandywine Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 2007
Lot Size	0.592 acres (25,766 sqft)
Owner	2 Individual Names on File
Last Sale	$631,000 (Jun 2016)
Tax Bill	$10,198 (2025)
Deeds & Mortgages	Nov 2021 Refinance Dec 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`FRAN M:218 L:100`

Property Details

APN / Parcel Number

Primary APN	`FRAN M:218 L:100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	5,130 sqft
Basement Area	1,314 sqft
Unfinished Basement	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,766 sqft (0.592 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 BRANDYWINE RD
City	FRANKLIN
State	MA
Zip	02038-1091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BRANDYWINE VLG FRANKIN
Legal Lot Number	100
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	4
Census Block	4023
Census Tract	442103

Owner

20 Brandywine Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BRANDYWINE RD, FRANKLIN, MA 02038-1091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Dec 19, 2024	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2016 · Amount on File
Deed Sale	Jun 28, 2016 · Amount on File
Prior Sale	Feb 12, 2010 · Amount on File
Deed Book / Page	34212 / 315
Transfer Doc	034212-315
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	20 BRANDYWINE RD, FRANKLIN, MA 02038-1091
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040101-481
Date	Nov 24, 2021
Book Page	40101/481
Instrument	148903

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	541 Months
Due	Dec 1, 2066

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	20 BRANDYWINE RD, FRANKLIN, MA 02038-1091
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042170-5
Date	Dec 19, 2024
Book Page	42170/5
Instrument	84500

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2030

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	20 BRANDYWINE RD, FRANKLIN, MA 02038-1091
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039869-105
Date	Sep 20, 2021
Book Page	39869/105
Instrument	121397

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	20 BRANDYWINE RD, FRANKLIN, MA 02038-1091
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40101-481
Date	Nov 24, 2021
Book Page	40101/481
Instrument	148903

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	541 Months
Due	Dec 1, 2066

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	20 BRANDYWINE RD, FRANKLIN, MA 02038-1091
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39869-105
Date	Sep 20, 2021
Book Page	39869/105
Instrument	121397

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	20 BRANDYWINE RD, FRANKLIN, MA 02038-1091
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37443-181
Date	Dec 16, 2019
Book Page	37443/181
Instrument	118325

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Brandywine Rd was $10,198, down 2.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,198.00 (-2.42%)	$877,600 (-0.99%) Land $358,200 Building $519,400	$933,375 (+3.23%)
2024	$10,451.00 (+6.14%)	$886,400 (+13.25%) Land $358,200 Building $528,200	$904,210
2023	$9,846.00	$782,700 Land $342,300 Building $440,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Brandywine Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2005–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Brandywine Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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