Madison County property record for 20 Bowman Ln S, Cameron, MT 59720
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 2 ba · 1,813 sqft · built 2022 |
| Lot Size | 25.2 acres (1,102,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Dec 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R2513742 |
| Primary APN | R2513742 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| 1st Floor Area | 1,813 sqft |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,102,068 sqft (25.2 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 488 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 0027023007 |
|---|---|
| Street Address | 20 BOWMAN LN S |
| City | CAMERON |
| State | MT |
| Zip | 59720-9696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S11, T08 S, R01 W, C.O.S. 7/217, PARCEL 24, AKA SPHINX MOUNTAIN |
| Jurisdiction | MADISON MT |
| Township / Civil Division | MADISON VALLEY |
| Census Block Group | 1 |
| Census Block | 1133 |
| Census Tract | 102 |
Source: Madison County records · APN R2513742
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BOWMAN LN S, CAMERON, MT 59720-9696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER FEDERAL SVGS |
| Dec 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER FEDERAL SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MT |
| Property Address | 20 BOWMAN LN S, CAMERON, MT 59720-9696 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000202412 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 202412 |
| Name | PIONEER FEDERAL SVGS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MT |
| Property Address | 20 BOWMAN LN S, CAMERON, MT 59720-9696 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000207981 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 207981 |
| Name | PIONEER FEDERAL SVGS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2052 |
Source: Madison County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Madison County |
| Unified School District | Ennis K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 (+49.18%) | $773,924 (+157.03%) | $773,924 (+157.03%) Land $98,224 Building $675,700 |
| 2023 | $1,094.00 | $301,098 | $301,098 Land $57,638 Building $243,460 |
Source: FEMA National Flood Hazard Layer, Madison County (30057C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300570001021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Telephone Cooperative Fiber | 1,000 / 1,000 |
Based on FCC filings for 1 locations within half a mile of this property.
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