20 Bowman Ln, Kings Park, NY 11754 Property Records

Suffolk County and Smithtown Town property record for 20 Bowman Ln, Kings Park, NY 11754

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 1972
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Apr 2023)
Tax Bill	$10,398 (2024)
Deeds & Mortgages	Aug 2025 Refinance Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`473489 16.-2-26`

Property Details

APN / Parcel Number

Primary APN	`473489 16.-2-26`
Alternative APNs	`0800-016.00-02.00-026.000` `348901600000020260000000` `4734004894` `S40157`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,334 sqft
Basement Area	754 sqft
Finished Basement	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Covered Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S40157
Street Address	20 BOWMAN LN
City	KINGS PARK
State	NY
Zip	11754-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-151551 TC-62 *5205 LOT 51 ARCHER WOODS SEC 2
Legal Subdivision	ARCHER WOODS
Legal Block	2
Legal Lot Number	26
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2008
Census Tract	134907

Owner

20 Bowman Ln is owned and occupied by two individuals who bought it in April 2023.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 BOWMAN LN, KINGS PARK, NY 11754-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Apr 26, 2023	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Feb 21, 1996 · Amount on File
Deed Book / Page	13199 / 47
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	20 BOWMAN LN, KINGS PARK, NY 11754-2007
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236780829
Date	Aug 27, 2025
Book Page	23678/829

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 26, 2023
Property Address	20 BOWMAN LN, KINGS PARK, NY 11754-2007
Document Number	0131990047
Book / Page	13199 / 47
Instrument Date	Mar 22, 2023
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BOWMAN LN, KINGS PARK, NY 11754-2007

Mortgage

Document Number	0023502375
Date	Apr 26, 2023
Instrument	23502/375

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	20 BOWMAN LN, KINGS PARK, NY 11754-2007
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233890892
Date	Mar 8, 2022
Book Page	23389/892
Instrument	DM069671

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Apr 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	20 BOWMAN LN, KINGS PARK, NY 11754-2007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229800533
Date	Nov 26, 2018
Book Page	22980/533

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	217 Months
Due	Dec 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	20 BOWMAN LN, KINGS PARK, NY 11754-2007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231550731
Date	Jul 24, 2020
Book Page	23155/731
Instrument	DL016888

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Kings Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,680 Land $300 Building $4,380	$585,000 Land $37,500 Building $547,500
2024	$10,398.00
2023		$4,680 (-) Land $300 Building $4,380	$5,379 (+12.65%) Land $345 Building $5,034
2022	Homeowner's exemption Disabled Person's exemption	$4,680 Land $300 Building $4,380	$4,775 Land $306 Building $4,469

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Bowman Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Bowman Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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