Middlesex County and Waltham City property record for 20 Bowker St, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,596 sqft · built 1988 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2008) |
| Tax Bill | $7,652 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 185506 |
| Primary APN | 185506 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,464 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 185506 |
|---|---|
| Street Address | 20 BOWKER ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-7008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | WALTHAM |
| Legal Block | 7 |
| Legal Lot Number | 1A |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 369100 |
Source: Middlesex County and Waltham City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 BOWKER ST, WALTHAM, MA 02453-7008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2008 · Amount on Record |
| Deed Sale | Mar 31, 2008 · Amount on Record |
| Prior Sale | Feb 9, 1989 · Amount on Record |
| Deed Document Number | 200851904 |
| Deed Book / Page | 50968 / 303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 20 BOWKER ST, WALTHAM, MA 02453-7008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73719-168 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 73719/168 |
| Instrument | 186152 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,652.00 (+5.15%) | $779,200 (+3.22%) Land $434,000 Building $345,200 | $650,750 (-20.02%) |
| 2024 | $7,277.00 (-1.01%) | $754,900 (+5.98%) Land $413,000 Building $341,900 | $813,675 |
| 2023 | $7,351.00 | $712,300 Land $392,000 Building $320,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · Winter Coastal Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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