Essex County and Marblehead Town property record for 20 Bowden St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,244 sqft · built 1880 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Trusts on Record |
| Last Sale | $285,000 (Aug 1996) |
| Tax Bill | $9,354 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0117 B:0069 L:0 |
| Primary APN | MARB M:0117 B:0069 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 3,430 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 BOWDEN ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Block | 69 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 203301 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trusts on Record |
|---|---|
| Mailing Address | 20 BOWDEN ST, MARBLEHEAD, MA 01945-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 27, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 1996 · Amount on Record |
| Deed Sale | Aug 16, 1996 · Amount on Record |
| Deed Book / Page | 13712 / 207 |
| Last Transfer Date | Feb 19, 2026 |
| Transfer Doc | 043249-107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Feb 27, 2026 |
| Property Address | 20 BOWDEN ST, MARBLEHEAD, MA 01945-2306 |
| Document Number | 043249-107 |
| Book / Page | 43249 / 107 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 4480 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BOWDEN ST, MARBLEHEAD, MA 01945-2306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 20 BOWDEN ST, MARBLEHEAD, MA 01945-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39020-544 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 39020/544 |
| Instrument | 20201005003650 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,354.00 (+4.3%) | $1,033,600 (+3.27%) Land $529,300 Building $504,300 | $1,174,295 |
| 2024 | $8,968.00 (+0.31%) | $1,000,900 (+11.96%) Land $505,800 Building $495,100 | |
| 2023 | $8,940.00 | $894,000 Land $482,200 Building $411,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1979–2011) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Oct 2011 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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