20 Bow St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 20 Bow St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1939
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2023)
Tax Bill	$9,641 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:9 B:1 L:5`

Property Details

APN / Parcel Number

Primary APN	`M:9 B:1 L:5`
Alternative APN	`CNCD M:7941Z B:19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	4,256 sqft
1st Floor Area	1,404 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	1,356 sqft
Unfinished Basement	1,356 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 BOW ST
City	CONCORD
State	NH
Zip	03301-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	19
Legal Lot Number	5
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1018
Census Tract	32706

Owner

Source: Merrimack County and Concord City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BOW ST, CONCORD, NH 03301-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit COUNTY SAVINGS BANK
Jul 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 25, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CTRL PENN CAP MGMT LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	202310519
Deed Book / Page	3832 / 1975
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 22, 2026
Property Address	20 BOW ST, CONCORD, NH 03301-2701
Document Number	0000015757
Book / Page	3944 / 956
Instrument Date	Sep 17, 2026
Instrument	202615757
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BOW ST, CONCORD, NH 03301-2701

Mortgage

Document Number	0000015757,
Date	Sep 22, 2026
Book Page	3944/956
Instrument	202615757

Lender

Name	COUNTY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 28, 2023
Property Address	20 BOW ST, CONCORD, NH 03301-2701
Document Number	0000010519
Book / Page	3832 / 1975
Instrument Date	Jul 28, 2023
Instrument	202300010519
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 PORTER RD, ALSTEAD, NH 03602-3228

Mortgage

Document Number	0000010520
Date	Jul 28, 2023
Instrument	202300010520

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 25, 2023
Property Address	20 BOW ST, CONCORD, NH 03301-2701
Document Number	0000010327
Book / Page	3832 / 1030
Instrument Date	Jul 25, 2023
Instrument	202300010327
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CENTRE ST, SULLIVAN, NH 03445-4115

Mortgage

Document Number	0000010328
Date	Jul 25, 2023
Instrument	202300010328

Lender

Name	CTRL PENN CAP MGMT LL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Merrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,641.00 (+10.37%)	$331,200 (+1.85%) Land $124,400 Building $206,800
2023	$8,735.00 (+3.14%)	$325,200 (-0.58%) Land $124,400 Building $200,800	$378,385
2022	$8,469.00	$327,100 Land $124,400 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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