May 2023: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
BEAUFORT SC
Recording Date
May 31, 2023
Property Address
20 BOTANY DR, BEAUFORT, SC 29907-3624
Document Number
0000025322
Book / Page
4246 / 396
Map Reference
MB 154 PG 1 1 7
Instrument Date
May 25, 2023
Instrument
2023025322
Transaction Type
Subdivision Related Transfer
Record Updated
Apr 30, 2024
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,145.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
20 BOTANY DR, BEAUFORT, SC 29907-3624
Mortgage
Document Number
0000025323
Date
May 31, 2023
Instrument
2023025323
Lender
Name
TRUIST BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2053
Interest
Rate Type
Adjustable Rate
Rate
5.82%
Type Change Date
Jun 1, 2028
Change Frequency
6 Months
Min Rate At Change
3%
Max Rate At Change
10.8%
Index
Other
Margin
3
Max Rate
10.8%
May 2022: Warranty Deed, Construction Loan
Document Type
Warranty Deed
Jurisdiction
BEAUFORT SC
Recording Date
May 17, 2022
Property Address
20 BOTANY DR, BEAUFORT, SC 29907-3624
Document Number
0000028911
Book / Page
4146 / 2173
Map Reference
MB 154 PG 117
Instrument Date
May 12, 2022
Instrument
2022028911
Transaction Type
Construction Loan
Record Updated
Apr 30, 2024
Transaction
Amount
Amount on Record
Tax
$351.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12 CELADON DR, BEAUFORT, SC 29907-3602
Investor
Possibly a Property Investor
Mortgage
Document Number
0000028912
Date
May 17, 2022
Instrument
2022028912
Lender
Name
ELM HOUSING FUND LLC
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 20 Botany Dr was $13,097, up 52.5% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
Property Jurisdictions
Type
Name
State
South Carolina
County
Beaufort County
Unified School District
Beaufort County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$13,097.00 (+52.49%)
$49,500 (+5%)
2024
$8,589.00 (+318.16%)
$33,000 (+536.57%)Land $5,400Building $27,600
$825,000 (-)Land $135,000Building $690,000
2023
$2,054.00 (+66.59%)
$5,184 (+18.09%)Land $5,184
$825,000 (+870.59%)Land $135,000Building $690,000
2022
$1,233.00
$4,390
$85,000Land $85,000
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 20 Botany Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 243 individual policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
333 units insured incl. 90 condo units
Nearby Flood Claims
23 (1985–2020)
Claims Outside the SFHA
16 of 23
Most Recent Claim
Feb 2020 · other causes
Claims by Event
Hurricane Irma, Sep 2017 · 6 claims
Hurricane Matthew, Oct 2016 · 6 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 20 Botany Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood
0.07% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source
Surface water
Last State Inspection
Apr 2025
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Haloacetic acids resolved · Oct 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025