20 Borig Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 20 Borig Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1940
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$837,000 (Aug 2025)
Tax Bill	$14,015 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`31-00253-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`31-00253-0000-00001-01`
Alternative APNs	`31002530000000010001` `458500`

Interior

Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	458500
Street Address	20 BORIG PL
City	LODI
State	NJ
Zip	07644-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	LODI PARK
Legal Block	253
Legal Lot Number	1.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1015
Census Tract	30202

Owner

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	20 BORIG PL, LODI, NJ 07644-1402
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Apr 29, 2021	Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC
Nov 26, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Feb 1, 2023 · Amount on Record
Deed Document Number	202559226
Deed Book / Page	5587 / 150
Prior Transfer Date	Jun 5, 2019
Prior Transfer Doc	0033071703
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 1, 2023
Property Address	20 BORIG PL, LODI, NJ 07644-1402
Document Number	0049211315
Book / Page	4921 / 1315
Instrument Date	Dec 2, 2022
Instrument	2023009064
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BORIG PL # 2, 2, LODI, NJ 07644-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 EDISON ST, RIDGEFIELD PARK, NJ 07660-2244

Mortgage

Document Number	2023009065
Date	Feb 1, 2023
Instrument	2023009065

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 29, 2021
Property Address	20 BORIG PL, LODI, NJ 07644-1402
Document Number	0041130587
Book / Page	4113 / 587
Instrument Date	Mar 9, 2021
Instrument	21-067139
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BORIG PL, LODI, NJ 07644-1402

Mortgage

Document Number	21067140
Date	Apr 29, 2021
Instrument	21-067140

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 26, 2019
Property Address	20 BORIG PL, LODI, NJ 07644-1402
Document Number	0034212012
Book / Page	003421 / 002012
Instrument Date	Aug 19, 2019
Instrument	82303
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$285.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16-62 ELLIOTT TER FAIR LAWN NJ 074102412, FAIR LAWN, NJ 07410-2412

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 29, 2019
Property Address	20 BORIG PL, LODI, NJ 07644-1402
Document Number	0033071703
Book / Page	003307 / 001703
Instrument Date	Jun 5, 2019
Instrument	49053
Transaction Type	Foreclosure
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,900 (-) Land $132,600 Building $263,300	$395,900 (-) Land $132,600 Building $263,300
2025	$14,015.00 (+5.61%)	$395,900 (-) Land $132,600 Building $263,300	$395,900 (-) Land $132,600 Building $263,300
2024	$13,271.00 (+2.7%)
2023		$395,900 Land $132,600 Building $263,300	$395,900 Land $132,600 Building $263,300
2022	$12,922.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	22 (1999–2024)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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