20 Bonneta Cir, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 20 Bonneta Cir, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,020 sqft · built 1953
Lot Size	0.16 acres (6,984 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Aug 2022)
Tax Bill	$3,997 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`724-00007`

Property Details

APN / Parcel Number

Primary APN	`724-00007`
Alternative APN	`CHIC M:0724 P:00007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,984 sqft (0.16 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	724-00007
Street Address	20 BONNETA CIR
City	CHICOPEE
State	MA
Zip	01020-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2003
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BONNETA CIR, CHICOPEE, MA 01020-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Deed Book / Page	24704 / 70
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 30, 2022
Property Address	20 BONNETA CIR, CHICOPEE, MA 01020-3110
Document Number	0024704-70
Book / Page	24704 / 70
Instrument Date	Aug 30, 2022
Instrument	52518
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 PLEASANT ST, HOLYOKE, MA 01040-2425

Mortgage

Document Number	0000052519
Date	Aug 30, 2022
Instrument	52519

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,997.00 (+5.55%)	$262,300 (+5%) Land $103,300 Building $159,000	$304,669 (+5.49%)
2025	$3,787.00 (+5.37%)	$249,800 (+2.59%) Land $94,600 Building $155,200	$288,800
2024	$3,594.00 (+6.43%)	$243,500 (+9.24%) Land $92,800 Building $150,700
2023	$3,377.00	$222,900 Land $84,300 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Netafy.

Cell Coverage

5G (outdoors only) and 4G LTE

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