20 Blackthorne Ln, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 20 Blackthorne Ln, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 1999
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0432G 000000`

Property Details

APN / Parcel Number

Primary APN	`0432G 000000`
Alternative APNs	`GRAY M:053 B:043 L:002-007` `2714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,175 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Metal
Lot Area	80,586 sqft (1.85 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	2714
Street Address	20 BLACKTHORNE LN
City	GRAY
State	ME
Zip	04039-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MARC L RUBINSTEIN
Legal Block	43
Legal Lot Number	2-7
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1019
Census Tract	4702

Owner

20 Blackthorne Ln is owned and occupied by two individuals.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BLACKTHORNE LN, GRAY, ME 04039-5801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU
Jan 24, 2018	Deed of Trust, Mortgage CUMBERLAND CTY FCU
Feb 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	20 BLACKTHORNE LN, GRAY, ME 04039-5801
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395660133
Date	Jul 12, 2022
Book Page	39566/133
Instrument	35355

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	20 BLACKTHORNE LN, GRAY, ME 04039-5801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346130257
Date	Jan 24, 2018
Book Page	34613/0257
Instrument	000000003677

Lender

Name	CUMBERLAND CTY FCU

Agreement

Amount	Amount on Record
Term	181 Months
Due	Feb 9, 2033

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	20 BLACKTHORNE LN, GRAY, ME 04039-5801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0354720178
Date	Feb 21, 2019
Book Page	35472/178
Instrument	7069

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	20 BLACKTHORNE LN, GRAY, ME 04039-5801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369550001
Date	Jul 21, 2020
Book Page	36955/1
Instrument	41268

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20 Blackthorne Ln was $5,176.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,176.00	$534,700 Land $120,100 Building $414,600
2023	$4,721.00 (+8.83%)	$311,000 (-) Land $55,000 Building $256,000
2022	$4,338.00	$311,000 Land $55,000 Building $256,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Blackthorne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Blackthorne Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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