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20 Black Brook Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 20 Black Brook Rd, Gorham, ME 04038 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,717 sqft · built 2001
Lot Size1.38 acres (60,113 sqft)
Owner2 Individual Names on File
Tax Bill$8,383 (2025)
Deeds & MortgagesMay 2026 Second Mortgage
Feb 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNGRHM M:115 B:10 L

Property Details

APN / Parcel Number

Primary APNGRHM M:115 B:10 L
Alternative APNs
  • GRHM M:115 B:010 L:000
  • 3188

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,717 sqft Living Area
Gross Area5,228 sqft
1st Floor Area1,176 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,113 sqft (1.38 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3188
Old Parcel NumberGRHM M:115 B:010 L:000
Street Address20 BLACK BROOK RD
CityGORHAM
StateME
Zip04038-1860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBROWNFIELD ESTS SUB
Legal Block10
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group2
Census Block2000
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records · APN GRHM M:115 B:10 L

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 BLACK BROOK RD, GORHAM, ME 04038-1860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GORHAM SAVINGS BANK
Feb 08, 2017Deed of Trust, Mortgage
PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Recording DateMay 19, 2026
Property Address20 BLACK BROOK RD, GORHAM, ME 04038-1860
Document Number0422610209
Book / Page42261 / 209
Instrument DateMay 14, 2026
Instrument202619482
Transaction TypeMortgage
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BLACK BROOK RD, GORHAM, ME 04038-1860

Mortgage

Document Number0000019482,
DateMay 19, 2026
Book Page42261/209
Instrument202619482
Lender
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2036
Interest
Rate6.3%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address20 BLACK BROOK RD, GORHAM, ME 04038-1860
Transaction TypeMortgage
Record UpdatedMar 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378000246
DateFeb 10, 2021
Book Page37800/246
Instrument9856
Lender
NameGORHAM SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address20 BLACK BROOK RD, GORHAM, ME 04038-1860
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0338150255
DateFeb 08, 2017
Book Page33815/0255
Instrument000000006487
Lender
NamePHH US MORTGAGE CORP
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 24, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,383.00 (+0.68%)$566,400 (-) Land $112,500 Building $453,900
2024$8,326.00 (+14.4%)$566,400 (-) Land $112,500 Building $453,900
2022$7,278.00$566,400 Land $112,500 Building $453,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050040022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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