20 Birch Dr, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 20 Birch Dr, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,217 sqft · built 2018
Lot Size	0.323 acres (14,080 sqft)
Owner	Trust Name on File
Last Sale	$887,500 (Sep 2017)
Tax Bill	$17,109 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172-053-001-1`

Property Details

APN / Parcel Number

Primary APN	`172-053-001-1`
Alternative APN	`172-053-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,217 sqft Living Area
1st Floor Area	3,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	14,080 sqft (0.323 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 BIRCH DR
City	WALNUT CREEK
State	CA
Zip	94597-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	HEDGEWOOD PARK #2 LOT 13
Legal Subdivision	HEDGEWOOD PARK #2
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4008
Census Tract	338203

Owner

20 Birch Dr is owner-occupied and held in a trust since September 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	20 BIRCH DR, WALNUT CREEK, CA 94597-2102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage TODD SHANNON LAWRENCE
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Sep 28, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Deed Document Number	2017177212
Prior Transfer Date	Dec 6, 2012
Prior Transfer Doc	0000312562
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 BIRCH DR, WALNUT CREEK, CA 94597-2102
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BIRCH DR, WALNUT CREEK, CA 94597-2102

Mortgage

Document Number	0000103828
Date	Oct 3, 2025
Instrument	2025- 103828

Lender

Name	TODD SHANNON LAWRENCE
Type	Private Party
Address	626 24TH ST # A, SAN FRANCISCO, CA 94107

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 BIRCH DR, WALNUT CREEK, CA 94597-2102
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BIRCH DR, WALNUT CREEK, CA 94597-2102

Mortgage

Document Number	0000332066
Date	Dec 6, 2021
Instrument	2021-332066

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2029
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	4.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 BIRCH DR, WALNUT CREEK, CA 94597-2102
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057774
Date	Apr 25, 2019
Instrument	2019-057774

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2017
Property Address	20 BIRCH DR, WALNUT CREEK, CA 94597-2102
Document Number	0000177212
Map Reference	MAP46 PG28&29
Instrument Date	Sep 22, 2017
Instrument	2017-177212
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	223 GOLF LINKS ST, PLEASANT HILL, CA 94523-5604

Mortgage

Document Number	0000177213
Date	Sep 28, 2017
Instrument	2017-177213

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Birch Dr was $17,109 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,488,399 (+2%) Land $731,745 Building $756,654
2025	$17,109.00 Homeowner's exemption	$1,459,216 Land $717,398 Building $741,818
2023	$16,478.00 (+2.28%) Homeowner's exemption	$1,402,555 Land $689,542 Building $713,013
2022	$16,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Birch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Birch Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Sonic Telecom.

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