20 Betts Ln, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 20 Betts Ln, Halfmoon, NY 12065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,724 sqft · built 2004
Lot Size	6.01 acres (261,796 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,321 (2025)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance
APN	`413800 273.-2-1.112`

Property Details

APN / Parcel Number

Primary APN	`413800 273.-2-1.112`
Alternative APNs	`380027300000020011120000` `5 J00964`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,724 sqft Living Area
1st Floor Area	2,521 sqft
2nd Floor Area	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	261,796 sqft (6.01 acres)
Lot Width	596 ft Width
Garage Type	Attached
Garage Area	813 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J00964
Street Address	20 BETTS LN
City	HALFMOON
State	NY
Zip	12065-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	PARTIAL HOUSE/LAND
Legal Block	2
Legal Lot Number	1.112
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	1
Census Block	1018
Census Tract	62404

Owner

20 Betts Ln is owned and occupied by two individuals who acquired it in July 2021.

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BETTS LN, HALFMOON, NY 12065-4631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Aug 2, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 2, 2021
Transfer Doc	0000027222
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	20 BETTS LN, HALFMOON, NY 12065-4631
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027223
Date	Aug 2, 2021
Instrument	2021027223

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARATOGA NY
Recording Date	Aug 2, 2021
Property Address	20 BETTS LN, HALFMOON, NY 12065-4631
Document Number	2021027222
Instrument Date	Jul 2, 2021
Instrument	2021027222
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BETTS LN, HALFMOON, NY 12065-4631

Mortgage

Document Number	2021027223
Date	Aug 2, 2021
Instrument	2021027223

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Betts Ln was $12,321 with a homeowner's exemption.

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,321.00	$293,400 Land $30,600 Building $262,800	$787,651 Land $82,148 Building $705,503
2023		$293,400 Land $30,600 Building $262,800	$690,353 Land $72,000 Building $618,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Betts Ln; there have been 25 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	25 (1978–2023)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Betts Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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