20 Berm Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 20 Berm Dr, Cumberland, RI 02864

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,150 sqft · built 2010
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Oct 2021)
Tax Bill	$5,031 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0012-06`

Property Details

APN / Parcel Number

Primary APN	`1-0012-06`
Alternative APN	`CUMB M:015 B:0107 L:020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,150 sqft
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1-0012-06
Street Address	20 BERM DR
City	CUMBERLAND
State	RI
Zip	02864-5431
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	100
Legal Block	107
Legal Lot Number	20
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2018
Census Tract	11301

Owner

20 Berm Dr, a condominium, is owned by a company that bought it in October 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	20 BERM DR, CUMBERLAND, RI 02864-5431
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Sep 17, 2010 · Amount on File
Deed Document Number	2021128319
Deed Book / Page	1909 / 399
Record Updated	Oct 29, 2026

October 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 18, 2021
Property Address	20 BERM DR, CUMBERLAND, RI 02864-5431
Document Number	1909-399
Book / Page	1909 / 399
Instrument Date	Sep 29, 2021
Instrument	128319
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	128320
Date	Oct 18, 2021
Instrument	128320

Lender

Name	CRISTEN J COBERY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Berm Dr was $5,031, up 10.6% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,031.00 (+10.57%)	$502,600 (+35.54%) Building $502,600	$464,898
2025	$4,550.00	$370,800 Building $370,800
2023	$4,309.00 (-0.16%)	$370,800 (+28.79%) Building $370,800
2022	$4,316.00	$287,900 Building $287,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Berm Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Berm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880