20 Berkeley St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 20 Berkeley St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,990 sqft · built 1960
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Mar 2023)
Tax Bill	$10,979 (2026)
Deeds & Mortgages	Jan 2023 Refinance May 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0E5 P:0000015`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0E5 P:0000015`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
Gross Area	3,326 sqft
Basement Area	2,388 sqft
Finished Basement	1,194 sqft
Unfinished Basement	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20 BERKELEY ST
City	MELROSE
State	MA
Zip	02176-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	4
Census Block	4010
Census Tract	336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BERKELEY ST, MELROSE, MA 02176-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET LENDING LLC
May 10, 2023	Redemption Deed, Transfer
Mar 14, 2023	Quit Claim Deed, Transfer
Nov 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATLAS FUNDING LLC
Nov 30, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	202325071
Deed Book / Page	81325 / 128
Last Transfer Date	May 1, 2023
Transfer Doc	081517-410
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	20 BERKELEY ST, MELROSE, MA 02176-5504
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	081201-256
Date	Jan 27, 2023
Book Page	81201/256
Instrument	9893

Lender

Name	MAIN STREET LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	May 10, 2023
Property Address	20 BERKELEY ST, MELROSE, MA 02176-5504
Document Number	081517-410
Book / Page	81517 / 410
Instrument Date	May 1, 2023
Instrument	48012
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 14, 2023
Property Address	20 BERKELEY ST, MELROSE, MA 02176-5504
Document Number	081325-128
Book / Page	81325 / 128
Instrument Date	Mar 13, 2023
Instrument	25071
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BERKELEY ST, MELROSE, MA 02176-5504

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 30, 2021
Property Address	20 BERKELEY ST, MELROSE, MA 02176-5504
Document Number	0079253-10
Book / Page	79253 / 10
Instrument Date	Nov 29, 2021
Instrument	259460
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 FRANKLIN ST, MELROSE, MA 02176-1741

Mortgage

Document Number	0000259462
Date	Nov 30, 2021
Instrument	259462

Lender

Name	ATLAS FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 30, 2021
Property Address	20 BERKELEY ST, MELROSE, MA 02176-5504
Document Number	00079253-7
Book / Page	79253 / 7
Instrument Date	Oct 19, 2021
Instrument	259459
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BARTLEY ST, WAKEFIELD, MA 01880-3103

September 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MELROSE MA
Recording Date	Sep 15, 2021
Property Address	20 BERKELEY ST, MELROSE, MA 02176-5504
Document Number	78699-12
Book / Page	78699 / 12
Instrument Date	Sep 13, 2021
Instrument	204842
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 BARTLEY ST, WAKEFIELD, MA 01880-3103

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,979.00 (+11,964.84%)	$957,200 (+3.69%) Land $375,900 Building $581,300	$944,549 (-4.6%)
2025	$91.00 (-98.66%)	$923,100 (+34.74%) Land $354,400 Building $568,700	$990,090
2024	$6,803.00 (+10.98%)	$685,100 (+16.45%) Land $332,900 Building $352,200
2023	$6,130.00	$588,300 Land $322,200 Building $266,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	520 / 116

May also be available: T-Mobile.

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